Checking accounts designed to fit your business needs

Additional services available, all Fremont Bank Business Checking Accounts include:

  • Business Debit MasterCard®
  • Online Banking with Small Business Bill Pay5
  • Business Mobile Banking with Mobile Check Deposit and account alerts5

Need the right checking account for your company? Keep your working capital safe, yet right at hand.

  Small Regular Professional Professional Interest Analyzed Analyzed Interest
Right for your business if You maintain an account balance of less than $5,000 and have low account activity. You maintain an account balance of less than $12,000 and have moderate account activity. You maintain an average balance of greater than $12,000 and have cash handling or basic cash management product needs. You are looking for an interest bearing account and have moderate account activity. You have high account activity, significant cash handling cash management product needs. You have high account activity and high average balances and prefer to earn interest on your account to balances to offset fees.
Earns Interest3       Yes   Yes
Account activity included at no additional charge

 
Up to 100 combined paid and deposited items and $2,000 cash deposited.

Up to $2,000 Deposited Currency/Coin, plus 100 combined items which include any combination of deposits, deposited checks and presented checks per statement period1
Up to $5,000 Deposited Currency/Coin, plus 200 combined items which include any combination of deposits, deposited checks and presented checks per statement period1 Up to $7,500 Deposited Currency/Coin, plus 500 combined items which include any combination of deposits, deposited checks and presented checks per statement period1 Up to $4,000 Deposited Currency/Coin, plus 300 combined items which include any combination of deposits, deposited checks and presented checks per statement period1    
Details            
Minimum deposit to open $100 $100 $100 $100 $100 $100
How to waive Monthly Service Charge No monthly fee service charge with an average daily balance of $2,5001 or 5 (five) qualifying debit card trasactions4 No monthly service charge with an average daily balance of $5,0001 No monthly service charge with an average daily balance of $12,0001 No monthly service charge with an average daily balance of $15,0001    
Monthly Service Charge $11 per statement period
less $6 with e-Statements2
$17 per statement period
less $6 with e-Statements2
$25 per statement period
less $6 with e-Statements2
$30 per statement period
less $6 with e-Statements2
$22 per month service charge plus activity charges in excess of earnings credit, less $6 with e-Statements2 $22 per month service charge plus activity charges in excess of earnings credit less $6 with e-Statements2


1 Additional fees may apply when activity guidelines are exceeded; $3 per $1,000 for excessive deposited currency/coin charges apply to the portion of cash deposits exceeding the limit; $0.50 each additional item in excess of account activity limit of any combination of deposits, deposited checks, presented checks and ACH credit/debit items.

2 e-Statements: Business Online Banking is required to receive your monthly Business Checking Account statement electronically. To receive electronic delivery services, you must have a working connection to the Internet with e-mail capability.


3 This is a variable rate account. Rates may change at any time without prior notice. Fees may reduce earnings.


4 A qualifying debit card transaction is defined as a POS (Point-of-Sale) purchase transaction using your PIN (Personal Identification Number), purchases you sign for, internet, phone and mail order purchases, small dollar purchases that do not require a signature or PIN greater than $5, and bill payments where payee processes the transaction as a credit transaction. Transactions that do not qualify include ATM transactions, cash transactions and non-U.S. purchases.


5 You must first be enrolled in Business Online Banking to use Small Business Bill Pay and any Mobile Banking service. Business Mobile Banking App download is required and is available for select mobile devices. There is no charge from Fremont Bank for the App but messaging and data charges from your mobile carrier service may apply. Account activity and service charges still apply. Review your contract with your individual mobile carrier service before enrolling in Mobile Banking. Mobile internet browser is required in order to use some optional features of services.