Business Checking Accounts

A Fremont Bank business checking account provides the optimal foundation for your company’s banking needs. No matter your transaction volume, we have choices that will simplify your life. All accounts include a business debit card, Business Mobile Banking and more.

Account Options

Explore our Business Checking Accounts

Looking for a simple business checking account? Have cash management needs? Our checking solutions can meet your requirements now and as your business grows.

Plus

A basic checking account with multiple ways to waive the monthly service charge.

Preferred

Designed for those with a $15,000+ account balance or a Fremont Bank commercial loan.

Premier

Ideal for those with $100,000 or $250,000 combined balance and who have basic cash management needs.

Interest

An interest-bearing account for businesses with moderate account activity.

Analyzed

An account for those with high volume and significant cash handling needs. Interest-bearing option available.

Account Plus Preferred Premier Interest Analyzed and Analyzed Interest
Account
Right for your business if
Earns interest*
Account activity included at no additional charge
Remote Deposit & Electronic Payments
Waived Fees
Rebates
Other Benefits & Features
Minimum deposit to open
Service charges rebated/waived with
Monthly Service Charge

Business Debit Card

Fremont Bank Business Debit Mastercard®

Your Fremont Bank Business Debit Mastercard® is the key to your Fremont Bank business checking account and gives you all the banking and purchasing flexibility you’ll need in one card.

Additional Products

Business Checking and So Much More

Whether you need to expand your working capital or or make the most of it, Fremont Bank can support your business.

Treasury Management

Improve efficiencies, saving time and money.

Business Lending

Get funds for equipment or inventory, or refinance debt.

Business Savings Accounts

Earn a competitive rate on your working capital.

Accounts are subject to approval. The terms of the account, including any fees or features, may change. See the Deposit Account Agreement and Account Terms and Conditions Schedule of Fees and Charges for the terms and conditions associated with the product.

* This is a variable rate account. Rates may change at any time without prior notice. Fees may reduce earnings.

** Grouped accounts must have same ownership and Tax ID.

1 Additional fees may apply when activity guidelines are exceeded; $3 per $1,000 for excessive deposited currency/coin charges apply to the portion of cash deposits exceeding the limit; $0.50 each additional item in excess of account activity limit of any combination of deposits, deposited checks, presented checks and ACH credit/debit items.

2  Subject to approval. Separate agreement and fees may apply.

3 Use a linked Fremont Bank Business Debit Mastercard® to make at least ten (10) qualifying purchases, or one or more qualifying purchases totaling $250.00 or more [includes both Signature and PIN transactions] each statement cycle to receive the service charge waiver. The following transactions do not qualify: a) ATM transactions; b) refunds, returns or other adjustments. Purchases must be posted to the account within the statement period to qualify. In addition to the primary business debit card, linked employee cards also count toward the monthly qualifying purchase threshold.

4 The Combined Balance Option allows you to combine certain balances to avoid paying monthly service charges on your eligible checking account. The Combined Balance Option requires identical account ownership. You can avoid the monthly service charge on only one checking account by choosing the Combined Balance Option. The Option is activated on any day the checking account balance falls below the minimum amount required to avoid the monthly service charge. When that happens, the balance of the checking account will be combined with the lowest month-to-date minimum balance(s) in the flexed account(s) to determine if you meet the balance requirement.

5 e-Statements (electronic statements) are free but you must enroll in Business Online Banking and have a working connection to the internet with email capability. If you cancel e-Statements, your account will be subject to the paper statement fee beginning with the end date of the statement period in which e-Statements are canceled.

Mastercard® and the Mastercard Brand Mark are registered trademarks and Mastercard Global Service® and Mastercard Airport Concierge® are trademarks of Mastercard International Incorporated, used pursuant to a license.