Phone number (800) 359-2265

What you do here
helps out there.

With Fremont Bank you’ll get everything you want from your bank. You’ll also make a lot possible in your community.

Learn More

Today's Mortgage Rates

Rates valid as of 12/07/2022 03:01 PM 1View assumptions
30 Year Fixed Rate
6.250
% Rate
6.352
% APR1
Apply Now View your rates
Competitive Rates

Mortgage Without the MysterySM

It’s no secret. Fremont Bank is your leading choice for mortgages in California. Our loans feature competitive interest rates that match the APRs, and our No Closing Cost program makes the process as fast, easy, and transparent as possible.

Mystery Revealed
Full Service Banking

Bank Where You Borrow

For clients with a Fremont Bank mortgage or HELOC, a Cornerstone checking account offers premium benefits, member-only promotions and eligibility for future product upgrades. Earn up to $270 Rewards during the first year.

Get the Details
Products and Services

Full Service Banking

Consider us your perfect financial partner. Maximize opportunities at every
milestone with our comprehensive suite of products and services.

Personal Banking

Our checking and savings accounts and credit cards are designed to maximize options and minimize fees.

Discover Your Choices
Mortgages

Whether you want to purchase a home or refinance, great rates and terms are within your reach.

Learn About Mortgages
Business Banking

The goal for every business is longevity and growth. Our customized products and services can help.

Learn How
Wealth Management

Preserve, build, and chart your legacy. Our investment, planning and trust solutions are designed to meet your objectives.

Start Exploring
Why Choose Us

Meet Fremont Bank

Welcome! Fremont Bank is still owned by the same family that founded it in 1964 and we truly have a family feel. Our mission is to support your financial goals with competitive products and personal service while empowering the communities we serve.

Get to know us
Client Stories

Partnership in Action

Relationships are the heartbeat of Fremont Bank. These stories highlight just a few of our incredible clients and our relationship-based approach that has contributed to their success.

See More Client Stories
Washington Hospital
See how a state-of-the-art facility transformed a community.
Commercial Real Estate Investor
We're in the business of helping businesses flourish.
Red and White Fleet
When our client wanted to create a revolutionary project, we made it happen.
Banking and Wealth Management

Insights & Learning

2022, another wonderful year

2022 has given us a wonderful year thanks to our clients! When you choose Fremont Bank, your dollars drive the success of our community. Join us as we reflect on the recognition we’ve received throughout the year and how your dollars impact the communities we serve.

Associate Spotlight: Cisco Bass

With experience in tech, makeup (yes, that’s right), banking, and so much more, our director of digital marketing brings a lot to the table. Get to know Cisco Bass and learn about his love of fantasy storytelling and why he enjoys digital marketing in this Associate Spotlight.

Virtual Volunteering in the Bay Area

Virtual volunteering affords volunteers the opportunity to support their favorite local or national organizations from anywhere in the world by doing it virtually. Find out how we can change lives together from the comfort of your own home!

Building stronger community connections one partner at a time

As a community bank, we’re always looking for ways to listen and respond to community needs. Curious how we take an idea into IRL? Here’s how we’re doing it with the Union City Police Department (UCPD) and how you can get involved!
Read More On Our Blog

COVID-19 Support

For Homeowners

If you are a mortgage or HELOC client of Fremont Bank and are having difficulty making payments, please contact us to learn about your options.

For Commercial Clients

The Paycheck Protection Program (PPP) has been exhausted, and the SBA is no longer accepting applications as of May 31, 2021.

We're in this together

Banking, loans, mortgage and home equity products are provided by Fremont Bank, Member FDIC. All credit and collateral are subject to approval. Your eligibility for a particular product and service is subject to a final determination by Fremont Bank. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Not all accounts, products, and services as well as pricing described here are available in all states or to all customers.

* The Annual Percentage Yield (APY) is accurate as of 8/31/2022 and applies to the initial term of the CD. Rates offered subject to change at any time without notice. Interest is compounded and credited to the account on a monthly basis. The APY assumes interest remains on deposit until maturity. If you close the account before the interest is credited, you will not receive the accrued interest. Unless the Bank notifies you of a change in terms, at maturity CD accounts will automatically renew for a new term at the rate and APY then in effect for account. 11 & 13-month CDs will automatically renew into a standard 12-month CD account. For Personal accounts only. Substantial penalty for early withdrawal. An early withdrawal will reduce earnings. Fees may reduce earnings. Please ask for Fremont Bank's Deposit Account Agreement for balance requirements and early termination penalties.

** Private Bank Rates are available to Private Bank status customers only. Requires a Premier Checking account and combined consumer balances of $250,000 or more.