Phone number (800) 359-2265

What you do here
helps out there.

With Fremont Bank you’ll get everything you want from your bank. You’ll also make a lot possible in your community.

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Today's Mortgage Rates

Rates valid as of 09/26/2022 03:00 PM 1View assumptions
30 Year Fixed Rate
6.875
% Rate
6.993
% APR1
15 Year Fixed Rate
6.750
% Rate
7.022
% APR1
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Competitive Rates

Mortgages Without the Mystery

It’s no secret. Fremont Bank is your leading choice for mortgages in California. Our loans feature competitive interest rates that match the APRs, and our No Closing Cost program makes the process as fast, easy, and transparent as possible.

Mystery Revealed
Full Service Banking

Bank Where You Borrow

For clients with a Fremont Bank mortgage or HELOC, a Cornerstone checking account offers premium benefits, member-only promotions and eligibility for future product upgrades. Earn up to $270 Rewards during the first year.

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1.75
%
APY*
13-month CD
2.25
%
APY*
Private Bank 6-month CD**
CERTIFICATES OF DEPOSIT (CDs)

Grow your money with promotional rates

Put your savings to work with a fixed rate certificate of deposit. Great rates and flexible terms. Open with as little as $2,500.

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Products and Services

Full Service Banking

Consider us your perfect financial partner. Maximize opportunities at every
milestone with our comprehensive suite of products and services.

Personal Banking

Our checking and savings accounts and credit cards are designed to maximize options and minimize fees.

Discover Your Choices
Mortgages

Whether you want to purchase a home or refinance, great rates and terms are within your reach.

Learn About Mortgages
Business Banking

The goal for every business is longevity and growth. Our customized products and services can help.

Learn How
Wealth Management

Preserve, build, and chart your legacy. Our investment, planning and trust solutions are designed to meet your objectives.

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Why Choose Us

Meet Fremont Bank

Welcome! Fremont Bank is still owned by the same family that founded it in 1964 and we truly have a family feel. Our mission is to support your financial goals with competitive products and personal service while empowering the communities we serve.

Get to know us
Client Stories

Partnership in Action

Relationships are the heartbeat of Fremont Bank. These stories highlight just a few of our incredible clients and our relationship-based approach that has contributed to their success.

See More Client Stories
Washington Hospital
See how a state-of-the-art facility transformed a community.
Commercial Real Estate Investor
We're in the business of helping businesses flourish.
Red and White Fleet
When our client wanted to create a revolutionary project, we made it happen.
Banking and Wealth Management

Insights & Learning

Associate Spotlight: Jan Ford

Jan Ford is one of the most senior, and most influential, associates at Fremont Bank. In our associate spotlight, this OG finfluencer reveals her current binge watch and shares some outstanding advice. Check it out!

Building stronger community connections one partner at a time

As a community bank, we’re always looking for ways to listen and respond to community needs. Curious how we take an idea into IRL? Here’s how we’re doing it with the Union City Police Department (UCPD) and how you can get involved!

Celebrating 18 years as a top corporate philanthropist

We were named a Top Corporate Philanthropist by the San Francisco Business Times for 2022. But giving back has been core to our mission since 1964, long before awards began being handed out. 

Unscrambling the world of credit card rewards

Cash back? Rewards points? Brand specific? We tapped our resident experts for tips on how to choose the best rewards credit card for you.
Read More On Our Blog

COVID-19 Support

For Homeowners

If you are a mortgage or HELOC client of Fremont Bank and are having difficulty making payments, please contact us to learn about your options.

For Commercial Clients

The Paycheck Protection Program (PPP) has been exhausted, and the SBA is no longer accepting applications as of May 31, 2021.

We're in this together

Banking, loans, mortgage and home equity products are provided by Fremont Bank, Member FDIC. All credit and collateral are subject to approval. Your eligibility for a particular product and service is subject to a final determination by Fremont Bank. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Not all accounts, products, and services as well as pricing described here are available in all states or to all customers.

* The Annual Percentage Yield (APY) is accurate as of 8/31/2022 and applies to the initial term of the CD. Rates offered subject to change at any time without notice. Interest is compounded and credited to the account on a monthly basis. The APY assumes interest remains on deposit until maturity. If you close the account before the interest is credited, you will not receive the accrued interest. Unless the Bank notifies you of a change in terms, at maturity CD accounts will automatically renew for a new term at the rate and APY then in effect for account. 11 & 13-month CDs will automatically renew into a standard 12-month CD account. For Personal accounts only. Substantial penalty for early withdrawal. An early withdrawal will reduce earnings. Fees may reduce earnings. Please ask for Fremont Bank's Deposit Account Agreement for balance requirements and early termination penalties.

** Private Bank Rates are available to Private Bank status customers only. Requires a Premier Checking account and combined consumer balances of $250,000 or more.