Personal Credit Cards
Put the financial power of a Fremont Bank credit card in your pocket. Earn cashback rewards, save money, enhance your travel experiences and more. Our cards add convenience and flexibility to your life.
Important information regarding the 2nd round of Paycheck Protection Program (PPP). Learn More
Platinum Mastercard®, Platinum Rewards Mastercard®, Low Rate Platinum Mastercard® and World Mastercard® give you more of what you want in a credit card with better bonuses and introductory offers, lower APRs and amazing rewards programs.
Account | Platinum Mastercard® | Platinum Rewards Mastercard® | Low Rate Platinum Mastercard® | World Mastercard® | ||
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Summary
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Minimize your monthly payment with no annual fee, plus take advantage of a special 0% Introductory APR on Balance Transfers and Purchases for six months.1
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Earn 1 point for every dollar you spend on everyday purchases. Earn 5,000 bonus points when you spend $1,000 within the first 90 days of account opening, too!3
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Save on interest with an APR of Prime +2.99% for the life of the card, plus take advantage of a balance transfer offer.4
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Enjoy world-wide card acceptance, enhanced travel benefits and exceptional service.6 Plus, receive a 50,000 point sign-up bonus once you spend $5,000 on purchases within the first 90 days of account opening.3
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Best for...
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Clients looking to consolidate debt to pay down your balances on other credit cards faster or to save on interest.
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Clients looking to turn everyday spending into rewards.
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Clients who are looking to consolidate balances at a low APR.
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Frequent travelers who want exclusive access to exciting experiences and time- and money-saving benefits.
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Annual Fees
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No Annual Fee.
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No Annual Fee.
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$99 Annual Fee.
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$95 Annual Fee - waived for first year.
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APR1
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0% Introductory APR on Balance Transfers and Purchases for your first 6 months.1 After that, a variable APR that is currently 8.99% to 16.99%, APR based on creditworthiness.
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Variable APR that is currently 12.99% to 18.99%, based on credit worthiness.
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Variable APR of Prime + 2.99%, currently 6.24%.
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Variable APR that is currently 12.99% to 19.99%, based on credit worthiness.
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Benefits
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Mastercard Platinum benefits
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Enjoy a one-time bonus of 5,000 points once you spend $1,000 within the first 90 days of account opening2
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Mastercard/ Platinum Rewards benefits
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Earn 3 points for every dollar spent on travel (airfare, hotel, car rental) and dining, 2 points on gas and 1 point per dollar for all other purchases.5
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Links to product details pages | See All Features | See All Features | See All Features | See All Features |
Let Fremont Bank be your starting point for a solid financial future. Our savings, checking and loan products are designed to help you reach your goals.
Competitive rates and a variety of account options make saving easy.
Manage your money with full-service accounts that offer ATM surcharge rebates.7
Take advantage of great rates for purchasing and refinancing.
Here are a few must-dos before your next adventure.
There are actually proven reasons to trust a family-owned business like ours.
A thin rectangle of plastic has practically made coins and bills memorabilia from the past.
In our experience, these six practices are the best places to start.
Subject to credit approval. Ask for details.
1 A Balance transfer fee, either 3% or $10, of the amount of each transfer, whichever is greater, will be charged for each balance transfer completed as a part of this promotion. Payments are allocated to posted balances. If your account has balances with different APRs, we will allocate the amount of your payment equal to the Total Minimum Payment Due to the lowest APR balances first. Payment amounts in excess of your Total Minimum Payment Due will be applied to balances with higher APRs before balances with lower APRs.
2 Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program Rules, please visit https://fremontbank.myapexcard.com/apply and select Rewards Terms and Conditions. Redemption options are subject to change without notice. Rewards are offered through a third party and are not products of the bank.
3 Bonus points can be redeemed for a credit on your monthly statement at a rate equivalent to 1% of purchases. For example: 5,000 points may be redeemed for $50 cash-back statement credit. Points can also be redeemed for gift cards.
4 A Balance transfer fee, either 1% or $10, of the amount of each transfer, whichever is greater, will be charged for each balance transfer completed as a part of this promotion. Payments are allocated to posted balances. If your account has balances with different APRs, we will allocate the amount of your payment equal to the Total Minimum Payment Due to the lowest APR balances first. Payment amounts in excess of your Total Minimum Payment Due will be applied to balances with higher APRs before balances with lower APRs.
5 We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards points. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1 (one) rewards points as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional rewards points. Bonus points: Upon approval, we will mail a letter acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.
6 See the Fremont Bank Guide to Benefits for more information and a complete explanation of card benefits.
7 ATM surcharges will be automatically rebated for any other bank-owned and operated ATM in the United States.
Mastercard® and the Mastercard Brand Mark are registered trademarks and Mastercard Global Service® and Mastercard Airport Concierge® are trademarks of Mastercard International Incorporated, used pursuant to a license.
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