Find the mortgage that is right for you

We’ll help you find a home loan that fits within your budget. Let us know a little bit about what you’re looking for to get personalized rates for your financial situation.

Let us know what kind of loan you’re looking for

Purchasing a $800,000 single family home with a great credit score and 25% down.
  • Loan Amount$600,000
  • Purchase Price$800,000
  • Zip Code94538
  • Credit ScoreGreat
  • PropertySingle family home
  • OccupancyOwner occupied

Compare your purchase mortgage rates

Select the types of mortgage loans you would like to compare
Click a row to see detailed information about that loan product and rate
  • Product
  • Rate
  • Points
  • Payment
Mortgage type
15 year fixed rate
Interest rate / APR
5.625% 5.830%
Points
+$6,750
Estimated payment
$4,942per month
Mortgage type
15 year fixed rate
Interest rate / APR
6.125% 6.333%
Points
+$6,750
Estimated payment
$5,104per month
Mortgage type
30 year fixed rate
Interest rate / APR
6.500% 6.653%
Points
+$8,250
Estimated payment
$3,792per month
Mortgage type
30 year fixed rate
Interest rate / APR
6.625% 6.717%
Points
+$4,500
Estimated payment
$3,842per month
Mortgage type
30 year fixed rate
Interest rate / APR
7.000% 7.000%
No Closing Costs
$0.00
Estimated payment
$3,992per month
Mortgage type
30 year fixed rate
Interest rate / APR
7.125% 7.134%
Points
$0.00
Estimated payment
$4,042per month
Mortgage type
5/6m adjustable rate
Interest rate / APR
5.500% 5.547%
Points
+$12,000
Estimated payment
$3,407per month
Mortgage type
5/6m adjustable rate
Interest rate / APR
5.625% 5.597%
Points
+$12,000
Estimated payment
$3,454per month
Mortgage type
5/6m adjustable rate
Interest rate / APR
6.625% 5.790%
No Closing Costs
$0.00
Estimated payment
$3,842per month

Rates and terms effective as of October 2nd, 2022 at 8:30 PM and are subject to change without notice.

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Frequently Asked Questions

Loan data is for informational purposes only. The actual fees, costs and monthly payment on your specific loan transaction may be higher or lower than those quoted based on your information, which may be determined after you apply. This is not a credit decision or a commitment to lend. Loan interest rates are based on current market rates, are subject to pricing adjustments related to several factors including, but not limited to, property type and location, loan amount, loan type, loan-to-value, occupancy type, borrower credit history. Mortgage insurance may be required if loan-to-value (LTV) is higher than 80% which could increase the monthly payment and APR.

The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR above based on interest rate, loan origination fees and applicable closing costs and does not take into account other loan specific finance charges you may be required to pay. Actual rate will be determined after receipt of completed application and prior to execution of loan documents. Rate lock may not be available until final loan approval; fee may apply.

No Closing Cost loans are subject to terms and conditions of Fremont Bank's Application Fee Agreement, which lists the specific costs and fees the borrower will not pay. An application fee may be required after a loan application is submitted, which will be refunded as a credit on your Closing Disclosure statement. Application fee is non-refundable if your loan is denied, withdrawn or does not close for any reason. Borrower is responsible for paying all fees and charges imposed by brokers or an existing third party lender (for example, payoff demand statement fee and/or a reconveyance fee) as well as any prepayment penalty imposed by any third party lender or Fremont Bank. Loans with lower nominal interest rates may be available to borrower willing to pay points and fees.

Closing costs, also known as settlement costs, are the fees you pay when obtaining your loan. Closing costs are typically about 2-5% of your loan amount and are usually paid at closing.