Small Business Administration (SBA) Loans

SBA loans can help established businesses grow and new businesses get started. As a preferred SBA lender in the Bay Area, Fremont Bank is an excellent partner to help your business succeed.

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Loans for Small Businesses

An SBA Preferred Lender

Fremont Bank has a long history of helping clients with affordable SBA loans tailored to achieve both short- and long-term goals. As an SBA preferred lender, we can offer a streamlined, faster loan approval process to keep your plans moving ahead. The Preferred Lender Program is the highest level of approval a lender can hold in the SBA loan program.

How SBA Loans Work

SBA loans are bank loans that are partially guaranteed by the government. The Small Business Administration (SBA) sets the guidelines and makes it easier for small businesses to obtain financing.

Is an SBA Loan Right for You?

You may want to consider an SBA loan if you’d like to:

  • Expand or start a business
  • Purchase a franchise
  • Acquire or renovate commercial real estate
  • Purchase equipment or inventory
  • Secure working capital

SBA Loans for Small Businesses

SBA Loan Benefits

We offer SBA 7(a) and 504 options in loan amounts of $250,000 and greater. SBA loans have unique benefits that can help you reach your business goals.

Easier Loan Qualifications

Qualifying for an SBA loan is generally easier than for other types of loans.

Lower Down Payment Requirements

The down payment requirement is typically lower than for a conventional loan.

Flexible Terms

SBA loans have competitive interest rates and longer maturity periods than conventional loans.

Start a Conversation

Meet a Lending Expert

Eric Ng, Commercial Relationship Manager, SBA, is a Fremont Bank Small Business Lending expert with a reputation for being knowledgeable and easy to work with. Talk to him about an SBA loan that makes sense for your current and future business objectives.

3 Ways to Get Started

SBA loans can help you access working capital. Apply today or learn more about eligibility. Your dream starts here.

Request a Call

Speak with a Commercial Relationship Officer who can guide you.

Connect with an SBA Specialist

Get to know Eric Ng, our SBA loan specialist. 

Talk to an Expert

A representative can answer your questions and take your application.

Looking for Something Else?

Certain restrictions apply and are subject to change without notice. All credit applications subject to credit approval and Fremont Bank’s underwriting requirements and SBA eligibility and lending guidelines.