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The Private Bank blends exclusive benefits with personalized service, offering tailored financial solutions and curated events that foster meaningful connections. With a nimble, responsive team and over six decades of stability, we provide top-tier service without compromise. Explore a few of the key benefits available to our clients.†
Premier
$50,000+ minimum balance1
Exclusive Service, Elevated Rewards.
Personalized banking with preferred rates, enhanced benefits, and priority service.
$250 Premier Checking Bonus with new Residential Mortgage7
Minimum balance in Premier Checking Account (must also be maintained for membership in higher statuses)
Private
$500,000+ deposits & investments1
Your Goals. Your Banker. Your Advantage.
Provides a dedicated banker who tailors financial solutions to your needs.
Private Bank only CD
Dedicated team of Private Bankers
Waived fee for safe deposit box8
All Premier status features
Rate discounts on select residential lending products9
Next status exclusive events4
Based on 3 month average balance (at least $250k in bank deposits, plus investments)
Diamond
$2,000,000+ deposits & investments1
Unmatched Access, Unrivaled Privileges.
Offers expert support from senior bankers for clients with complex needs.
Access to Platinum Services
Hospitality concierge10
Complimentary Freedom Checking accounts for immediate family members11
All Premier & Private status features
Based on 3 month average balance (at least $500k in bank deposits, plus investments)
Unforgettable experiences
Discover opportunities created just for you
At Fremont Bank, we go beyond expectations, delivering moments that make our clients say, “I didn’t know banks did that.” With us, you never have to choose between top tier community bank service and top-level rewards. You get both.
Premier
Curated moments to remember
Delight in exclusive experiences and curated events designed to bring our Premier clients together. From private gatherings to immersive activities, each occasion is thoughtfully crafted to create lasting memories in unique and inspiring settings.
Private
Diamond
Build relationships that strengthen your financial future
Discover a new way to connect with your banker by joining us at premium Bay Area sporting events such as the San Francisco Giants or AT&T Golf Tournament. These opportunities are designed to help you get to know your banker and see first-hand the dedication they bring to every relationship. This is what sets Fremont Bank apart—explore how a lasting relationship can benefit you.
Private
Diamond
Indulge in unmatched culinary experiences
Enjoy special access to extraordinary pop-up dinners and private tasting events hosted in partnership with local restaurants and wineries. Savor gourmet dishes and wines in intimate, beautifully curated settings—each event crafted to deliver a unique and memorable dining experience.
Private
Diamond
The difference is in the details
Discover the unexpected touches that make Fremont Bank’s hosted events truly memorable, like Sip & Sparkle—an experience blending local wines with an exclusive diamond masterclass by Padis Jewelers. These thoughtfully planned gatherings offer a welcoming space to connect with fellow clients and Fremont Bank leadership. Every event is an example of our commitment to creating meaningful moments that set us apart from traditional banking.
Private status
Your goals.Your banker.Your advantage.
Proactive guidance
Anticipating your needs before they arise
Your private banker looks beyond today’s transactions to help you pursue your long-term goals, providing forward-thinking guidance and opening doors that align with your ambitions.
Unmatched access
A partnership you can trust
Experience the advantage of a direct connection with a team that’s deeply invested in your success and the well-being of our community.
Private golf club
Your tee time awaits
Your chance to play on immaculate greens, surrounded by breathtaking landscapes and a welcoming community of golf enthusiasts. Whether you’re perfecting your swing or simply enjoying the ambiance, we provide an unparalleled hosted escape.
VIP event access
Discover opportunities created just for you
Enjoy personal invitations to exclusive events hosted by Fremont Bank. Whether it’s an intimate dinner, a unique cultural experience, or a networking session with local business leaders, you will have the opportunity to build meaningful connections.
Committed to excellence
We’re committed to anticipating your needs, offering seamless access to experienced advisors, and surprising you with thoughtful touches that reflect your goals and lifestyle. Our high-touch approach ensures you feel valued and supported—at every milestone and in every interaction. With us, you’ll discover a level of care that makes every step of your financial journey truly exceptional.
Gina Drisko
Vice President, Private Banking
Meet your private bankers
Our Private Bankers are at the heart of your experience. Each member of our team brings deep expertise in financial management and a passion for delivering exceptional, personalized service. They take the time to understand your goals, provide tailored advice, and serve as your dedicated partner every step of the way.
Discover the trust and satisfaction our clients experience through their partnership with us.
We had an amazing stay at the house, it was so lovely we didn’t want to leave! We can’t thank you enough as a family to offer us such an experience. We appreciate your kindness.
Catherine B. Client since 2012
We both want to thank you for the continued service that we have experienced. We are valued members entrusting Fremont Bank with our financial care.
Daniel W. Client since 2012
One of the reasons I love Fremont Bank is because everybody is so friendly...whether they've just met you or have known you for years.
Barbara & Julie Client since 2022
After what I have gone through with [a bank that shall not be named], there is no better bank than Fremont Bank. None.
Michael M. Client since 2003
I sleep like a baby. You do banking the way I do business. It's all about relationships and taking care of our customers.
Daren Y. Client since 2001
We are consistently approached by other banks but are no way interested. Fremont Bank has proven they will be here for us.
Bobby V. Client since 2019
Ready to experience better banking?
Join thousands of satisfied customers who have transformed their banking experience with Fremont Bank.
† For a full list of benefits, please reach out to a member of The Private Bank team.
1 Accounts are subject to approval. The terms of the account. including any features, may change. See the Deposit Account Agreement and Account Terms and Conditions Schedule of Fees and Charges for the terms and conditions associated with this product.
To qualify for Private status, clients must: open a Premier Checking Account and have more than $500,000 in combined balances* over the prior calendar quarter (Jan. - Mar., Apr. - Jun., Jul. - Sep., Oct. - Dec.). Clients will be enrolled in Private status in the month immediately following the quarter in which they qualify. Once enrolled, clients will be eligible for Private tier benefits for at least the remainder of the calendar year. Fremont Bank will periodically monitor qualifying balances and reserves the right to remove Private status at the beginning of each calendar year if clients no longer maintain the required balance or a Premier relationship. *Combined Balances include Business and Consumer Deposits at Fremont Bank, plus investments balances with Fremont Bank Investment Services. At least $250,000 of the $500,000 in qualifying balances must be in Fremont Bank Deposits.
To qualify for Diamond status, clients must: open a Premier Checking Account and have more than $2,000,000 in combined balances** over the prior calendar quarter (Jan. - Mar., Apr. - Jun., Jul. - Sep., Oct. - Dec.). Clients will be enrolled in Diamond status in the month immediately following the quarter in which they qualify. Once enrolled, clients will be eligible for Diamond tier benefits for at least the remainder of the calendar year. Fremont Bank will periodically monitor qualifying balances and reserves the right to remove Private Bank status at the beginning of each calendar year if clients no longer maintain the required balance or a Premier relationship. **Combined Balances include Business and Consumer Deposits at Fremont Bank, plus investments balances with Fremont Bank Investment Services. At least $500,000 of the $2,000,000 in qualifying balances must be in Fremont Bank Deposits.
2 Waived service charge on Business Plus Checking account. Available to sole proprietor businesses only. Waived $250 documentation fee on qualifying Commercial Loans under $250K. Additional Terms and Conditions apply. Premier Personal Checking account must be held at time of funding to qualify for the fee waiver. Programs, rates, terms, and conditions are subject to change without notice.
3 Margin reduction on HELOC 360 or Interest-Only HELOC products only available to existing Fremont Bank Premier Checking clients with accounts in good standing at the time of HELOC application.
4 Premier, Private, and Diamond clients may be invited to exclusive Fremont Bank events throughout the year. Fremont Bank does not provide any guarantee regarding the number of invites a client will receive. Diamond clients have access to select Fremont Bank Amenities, but this status does not guarantee access to Fremont Bank Amenities.
5 See the Fremont Bank Guide to Benefits for more information and a complete explanation of card benefits.
6 This product features higher rates than the published rates on standard Money Market Checking. Interest rates are set at the Bank’s discretion and are subject to change without notice.
7 Applies to a new residential first-lien mortgage loan application submitted directly to Fremont Bank. Mortgage loans must be funded and closed to be eligible to receive an account bonus. Premier Checking clients will be credited $250. Limited to one bonus per 12 months and may be discontinued at any time without notice. Account bonus will be credited to the primary borrower’s Premier Checking account within 90 days after mortgage loan funding. Premier Checking account must be open and in good standing. Account bonuses will be reported as interest and Fremont Bank may issue an Internal Revenue Service Form 1099.
8 Annual waived rent on one 2x5, 3x5, or 5x5 Safe Deposit Box for clients with Private status. Subject to availability. Limit one per relationship. Additional fees may apply. See Deposit Account Agreement for details.
9 Existing Fremont Bank Private status clients: are eligible for a discounted rate when applying for a new residential first-lien mortgage loan submitted directly to Fremont Bank. New Fremont Bank Private status clients: must establish a consumer Premier deposit relationship with $500,000 or more prior to final loan approval or within 15 days of locking in the rate on their first mortgage.
10 Diamond clients may be invited to exclusive Fremont Bank events throughout the year and have access to select Fremont Bank Amenities. Diamond status does not provide any guarantee regarding the number of invites a Diamond client will receive and does not guarantee access to Fremont Bank Amenities.
11 Diamond clients will receive a monthly service charge waiver on Freedom Checking Accounts for their immediate family members.
Mastercard® and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated, used pursuant to a license. See above registered trademark symbol for World Debit Mastercard.
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experience with Fremont Bank.