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At Fremont Bank, the community comes first. And that’s the Fremont Bank Way.
Get to Know UsWith a nearly 60-year history, Fremont Bank is proud to provide our expert knowledge of local markets to help make your next house a home. Let’s make your dreams come true!
We currently service and support over 55,000 clients with loan balances exceeding $11 billion. We offer attractive rates, low down payment options, as well as fixed and adjustable rate mortgages with no closing costs.2 Find out why you should purchase with Fremont Bank.
Mortgages with no closing costs is one of the products Fremont Bank is known for and thousands of clients have found success with this option. Learn more about our no closing cost loans.
Not sure which mortgage is best for you? Partner with an expert who will guide you through the loan process to help you make an informed decision.
Know in advance exactly how much you can borrow with our complimentary pre-approval letters. Pre-approval is an important first step to buying a home!
Our best-in-class mobile app enables you to easily make payments, access your documents, and more.
Our Bridge Loan program helps you make the strongest offer on your dream home before you sell your current one. All at competitive rates with the exceptional service you expect from Fremont Bank.
Check the latest mortgage rates for our most popular home loan products. When you're ready to apply, call us at (877) 528-1481 or start your application online.
*Payments displayed do not include amounts for taxes and insurance premiums, and if applicable, the actual payment obligation will be greater.
*Payments displayed do not include amounts for taxes and insurance premiums, and if applicable, the actual payment obligation will be greater.
Fremont Bank was one of the first lenders to offer a No Closing Cost2 mortgage and has been delighting clients with this option for over 20 years.
Whether you’re a first-time homebuyer or an experienced property owner, we have home loan options to meet your needs. Learn more about why Fremont Bank is a great choice for your home loan.
Best if: You’ll be in your home for only a few years
Best if: You plan to stay in your home long term
Best if: You need a low down payment option
Best if: You need a financing option using two mortgages
Make the next move toward your next home. Let our team help put your purchase home loan in motion.
Use your computer or smartphone from the comfort of your home.
Speak with a Loan Officer, who will help guide you through your purchase.
Find a Relationship Loan Officer in your area.
A loan representative can answer your questions and take your application.
With a nearly 60-year history, Fremont Bank is proud to provide a full range of banking and lending services to home-buyers and homeowners.
Rates and terms valid as of 06/01/2023 03:03 PM and subject to change without notice.
Loan data is for informational purposes only, and is based on owner occupied single-family homes only. The actual fees, costs and monthly payment on your specific loan transaction may be higher or lower than those quoted based on your information, which may be determined after you apply. This is not a credit decision or a commitment to lend. Loan interest rates are based on current market rates, are subject to pricing adjustments related to several factors including, but not limited to, property type and location, loan amount, loan type, loan-to-value, occupancy type and borrower credit history. Mortgage insurance may be required if loan-to-value (LTV) is higher than 80% which could increase the monthly payment and APR.
Adequate property insurance (which may include flood insurance) is required. Borrower responsible for insurance requirements and applicable state, county, city taxes which can be substantial.
1 The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR above is based on interest rate, loan origination fees and applicable closing costs and does not take into account other loan-specific finance charges you may be required to pay. Actual rate will be determined after receipt of completed application and prior to execution of loan documents. Rate lock may not be available until final loan approval; fee may apply.
2 No Closing Cost loans are subject to terms and conditions of Fremont Bank’s Application Fee Agreement, which lists the specific costs and fees the borrower will not pay. An application fee may be required after a loan application is submitted, which will be refunded as a credit on the Closing Disclosure. Application fee is non-refundable if your loan is denied, withdrawn, or does not close for any reason. Borrower is responsible for paying all fees and charges imposed by brokers or an existing third party lender (for example, payoff demand statement fee and/or a reconveyance fee) as well as any prepayment penalty imposed by any third party lender or Fremont Bank. Loans with lower nominal interest rates may be available to borrower willing to pay points and fees.
3 Loans with points and/or fees (Closing Costs) may have a lower nominal interest rate than “No Closing Cost” loans. Discount points are a form of prepaid interest paid up front in exchange for a lower interest rate. The reduced interest rate will only save money over a long term; the longer a borrower plans to live in the home, the better the chance of reaching the “break-even” point. There are a variety of points and fee options, so please ask your loan officer about available programs to help you decide whether paying points is an option for you.
4 FHA insures loans for lenders against defaults - it does not provide direct lending nor does it set interest rates on the mortgages it insures. Borrower must meet standard FHA credit qualification. Available on 1- to 4-unit properties. Loans available for properties located in California and Nevada. Rates may not be available in all areas. Actual rates may vary. Loans subject to credit qualifications and underwriting requirements. Property type and other restrictions may apply.
