Bridge loan

Sellers don’t want to risk a deal falling through because your current home doesn’t sell fast enough. A bridge loan empowers you to put in the strongest offer to sellers, with no contingency that might scare them away.

We offer flexibility in qualifying versus traditional underwriting, along with a flex option that reduces loan documentation requirements. This allows you to access your home's equity quickly to get your offer out sooner.

Whether you want the flexibility to move on your timeline or don’t want to consider temporary housing if your closing dates don’t line up, a bridge loan removes additional stress for current homeowners looking to buy a new home.

In today’s competitive market, you want to be able to act fast. A bridge loan allows you to access your current home’s equity to use for a down payment before selling your existing home. It can mean the difference between securing your dream home or losing the bid.

Many buyers use a bridge loan for a downpayment, but a mortgage preapproval is an essential part of a compelling offer, too. Our underwriters can provide a preapproval – free of charge – for your bridge loan on your existing home and the primary mortgage on your new residence at the same time.