Personal Loans

Personal Loans

Personal Loans

Fremont Bank is proud to offer unsecured Personal Loans up to $50,000. If you are looking to consolidate high interest credit card debt, make a large purchase, cover unexpected medical bills or plan that perfect wedding, our Personal Loan program might be a smart choice. We offer competitive rates with predictable fixed monthly payments and no fees or prepayment penalty. Whether you are a recent college graduate, a business professional, a seasoned workforce veteran, or you’re enjoying retirement, our unsecured Personal Loans can help finance your next step. Borrow the amount you need all at once and pay it back with a predictable monthly payment. Speak with one of our representatives to learn more.

Personal Loan Basics
Small Loan
$5,000 - $25,000 / Rate: 8.99% APR
Large Loan
$25,001 - $50,000 / Rate: 7.99% APR
  • Low Fixed Rate
  • 5 Year Fixed Term
  • Sign up for Automatic Loan Payment from a Fremont Bank Personal Checking Account and receive a 0.50% discount to your rate3
  • No Origination or Annual Fees
  • No Prepayment Penalties
  • No Collateral Required
Loan Amount APR1 Term Monthly Payment2
$5,000-$9,999 8.99% 60 months $207.51
$10,000-$25,000 8.99% 60 months $518.84
$25,001-$34,999 7.99% 60 months $709.49
$35,000 - $50,000 7.99% 60 months $1,013.58


Loan Assumptions and Disclosures
Rates and Terms subject to change without notice.

Loan data is for informational purposes only. Loan proceeds must be used for personal, family or household purposes, but cannot be used for any post-secondary educational expenses.

1. The Annual Percentage Rate (APR) shown is available to well qualified applicants who have a credit score of at least 740 or above for a personal unsecured installment loan in amounts of $5,000 - $50,000 at a 60 month repayment term. Your APR may be higher and will be based upon your credit qualifications, loan amount, repayment term, loan purpose and whether you elect the automatic payment feature from a Fremont Bank personal checking account.

2. Loan payment example is based on repayment term of 60 months. Payments are estimated. Your actual payment may vary based on loan amount and APR. APR and monthly payment are calculated using $9,999/$25,000/$34,999/$50,000 and a 60 month repayment term.

3. Automatic payments are not required for loan approval. The 0.50% discount only applicable as long as payments are set up for automatic deduction from a Fremont Bank personal checking account. Only one automatic payment discount will apply. The removal of any discount will increase the rate.

Loans subject to credit approval. Loans available for borrowers located in CA. Rates, terms and conditions are subject to change at any time. Actual rates may vary. Other restrictions may apply.

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