Compare Checking Accounts

Premier Freedom Value Student 5
Just Right for you if you want: A premium interest bearing checking account with exclusive benefits. A full-feature checking account with a variety of ways to waive the service charge. A simple solution for your basic checking needs. A Free account for students in high school and college. 
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ATM Surcharge Rebate 1 Yes Yes Yes


Online Banking and Bill Pay Yes Yes Yes Yes
Mobile Banking 2 Yes Yes Yes Yes
Complimentary Small Check Pack (40 checks)

Unlimited corporate design checks

Yes Yes Yes
Debit Card



Yes Yes
Earns Interest 3 Yes      

Premium Interest Rates on Savings and CD Products

Free Cashier’s Checks


Minimum Deposit to Open $100 $100 $100 $100
Monthly Service Charge $29
Waived with average daily balance of $50,000 or $50,000 with Combined Balance Option 4.
Waived with recurring $500 direct deposit* to your checking account or $2,500 minimum daily balance or $5,000 with Combined Balance Option 4, or Automatic Loan Payment to an existing Fremont Bank personal mortgage loan or Home Equity Line of Credit.
$9 No account monthly service fee** for up to 5 years if you are enrolled as a full-time student at an accredited institution 5.
Paper Statement Fee** Waived $2 $2 $2
ATM Daily Maximum Withdrawal Limit $1,500 $500 $500 $500

Checking programs (including, without limit, fees, rates and features) are subject to change without notice.

*A Direct Deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited to your account. Transfers from one account to another, or deposits made at a branch or ATM, do not qualify as a Direct Deposit.

**A $2.00 paper statement fee applies; waived for e-statements. Electronic statements (e-statements) are free but require online banking. To receive electronic delivery services, you must have a working connection to the internet with email capability.

1 ATM surcharges will be automatically rebated for any other Bank-owned and operated ATM in the United States.
2 Mobile Banking: Messaging and data charges from your mobile carrier service apply. Review your contract with your individual mobile carrier service before enrolling in Mobile Banking. Mobile internet browser is required in order to use some optional features of Services.
3 This is a variable rate account. Rates may change at any time without prior notice. Fees may reduce earnings.
4 The Combined Balance Option allows you to combine certain balances to avoid paying monthly service charges on your eligible checking account. The Combined Balance Option requires identical account ownership. You can avoid the monthly service charge on only one checking account by choosing the Combined Balance Option. The Option is activated on any day the checking account balance falls below the minimum amount required to avoid the monthly service charge. When that happens, the balance of the checking account will be combined with the lowest month-to-date minimum balance(s) in the flexed account(s) to determine if you meet the balance requirement.
5 Account available for students 10 to 25 years old at account opening. For students under the age of 18, a parent/guardian must be listed as a joint owner on the account. Account subject to approval. Certain restrictions apply. Student must provide a valid student ID as proof of active enrollment in an accredited educational institution at time of account opening. Upon student's 26th birthday, or sooner if not enrolled as a full-time student in an accredited educational institution, the account will be converted into a standard Freedom Checking account and subject to the then current checking service charges.