Compare Checking Accounts

Premier Freedom Cornerstone
Just Right for you if you want: A premium interest bearing checking account with exclusive benefits. A full-feature checking account with a variety of ways to waive the service charge. A full-feature checking account that rewards mortgage clients for banking where they borrow.
Open an Account Open an Account Open an Account
ATM Surcharge Rebate 1 Yes Yes Yes
Online Banking and Bill Pay Yes Yes Yes
Mobile Banking 2 Yes Yes Yes
Complimentary Small Check Pack (40 checks)

Unlimited corporate design checks

Yes Yes
Debit Card



Earns Interest 3 Yes    

Premium Interest Rates on Savings and CD Products

Free Cashier’s Checks


Minimum Deposit to Open $100 $100 $100
Monthly Service Charge $29 or
Waived with average daily balance of $50,000 or $50,000 with Combined Balance Option 4.
$10 or
Waived with monthly direct deposit* of at least $500 to this checking account, or $1,500 average daily balance, or $5,000 with Combined Balance Option 4, or 10 or more qualifying debit card transactions5, or Students under 266.
$15 or
Waived with automatic loan payment to an existing Fremont Bank personal mortgage loan or Home Equity Line of Credit.
Paper Statement Fee** Waived $2 (Waived if age 62+) $2
ATM Daily Maximum Withdrawal Limit $1,500 $500 $1000

Accounts are subject to approval. The terms of the account, including any fees or features, may change. See the Deposit Account Agreement and Account Terms and Conditions Schedule of Fees and Charges for the terms and conditions associated with the product.

*A Direct Deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited to your account. Transfers from one account to another, or deposits made at a branch or ATM, do not qualify as a Direct Deposit.

**A $2.00 paper statement fee applies; waived for e-statements. e-Statements (electronic statements) are free but you must enroll in Online Banking and have a working connection to the internet with email capability. If you cancel e-Statements, your account will be subject to the paper statement fee beginning with the end date of the statement period in which e-Statements are cancelled.

1 ATM surcharges will be automatically rebated for any other Bank-owned and operated ATM in the United States.

2 Mobile Banking: Messaging and data charges from your mobile carrier service apply. Review your contract with your individual mobile carrier service before enrolling in Mobile Banking. Mobile internet browser is required in order to use some optional features of Services.

3 This is a variable rate account. Rates may change at any time without prior notice. Fees may reduce earnings.

4 The Combined Balance Option allows you to combine certain balances to avoid paying monthly service charges on your eligible checking account. The Combined Balance Option requires identical account ownership. You can avoid the monthly service charge on only one checking account by choosing the Combined Balance Option. The Option is activated on any day the checking account balance falls below the minimum amount required to avoid the monthly service charge. When that happens, the balance of the checking account will be combined with the lowest month-to-date minimum balance(s) in the flexed account(s) to determine if you meet the balance requirement.

5 A qualifying debit card transaction is defined as a point-of-sale (POS) purchase transaction using your PIN (Personal Identification Number), purchases you sign for, internet, phone and mail order purchases, small dollar purchases that do not require a signature or PIN, and bill payments where payee processes the transaction as a credit transaction. Qualifying transactions from same account but with different cards are combined. Transactions that do not qualify include ATM transactions, cash transactions and refund/return transactions. To be deemed qualifying, all qualified transactions must post to the account during the statement period.

6 Account available for students 10 to 25 years old at account opening. For students under the age of 18, a parent/guardian must be listed as a joint owner on the account. Account subject to approval. Certain restrictions apply. Student must provide a valid student ID as proof of active enrollment in an accredited educational institution at time of account opening. Upon student's 26th birthday, or sooner if not enrolled as a full-time student in an accredited educational institution, the account will be converted into a standard Freedom Checking account and subject to the then current checking service charges.