Certificate of deposit rates

Rates offered are subject to change

Personal Deposit Interest Rates

Minimum opening deposit: $2,500. For Deposits up to $1,000,000

Term Interest Rate APY**
1 Month 0.05% 0.05%
3 Month Promo 1 3.20% 3.25%
5 Month Promo 1 3.20% 3.25%
6 Month 0.05% 0.05%
7 Month Promo 2 3.45% 3.50%
9 Month 0.05% 0.05%
11 Month Promo 1 1.24% 1.25%
Term Interest Rate APY**
1 Year 0.10% 0.10%
13 Month Promo 1 1.74% 1.75%
18 Month 0.15% 0.15%
2 Year 0.15% 0.15%
3 Year 0.20% 0.20%
4 Year 0.20% 0.20%
5 Year 0.25% 0.25%

Premier Deposit Interest Rates

Minimum opening deposit: $2,500

$2,500 up to $1,000,000*
Term Interest Rate APY**
Premier 6 month 3 1.98% 2.00%
Private Bank 6 month 4 2.23% 2.25%
Premier 12 month 3 3.93% 4.00%
$1,000,001 and over*
Term Interest Rate APY**
Premier 6 month 3 0.05% 0.05%
Private Bank 6 month 4 0.10% 0.10%
Premier 12 month 3 3.93% 4.00%

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* Each tier shown reflects the balance required to obtain the applicable Annual Percentage Yield (APY).

** The Annual Percentage Yield (APY) is accurate as of 11/21/2022 and applies to the initial term of the CD. Rates offered subject to change at any time without notice. Interest is compounded and credited to the account on a monthly basis. The APY assumes interest remains on deposit until maturity. If you close the account before the interest is credited, you will not receive the accrued interest. Unless the Bank notifies you of a change in terms, at maturity CD accounts will automatically renew for a new term at the rate and APY then in effect for account. For Personal accounts only. Substantial penalty for early withdrawal. An early withdrawal will reduce earnings. Fees may reduce earnings. Please ask for Fremont Bank's Deposit Account Agreement for balance requirements and early termination penalties.

1. Unless the bank notifies you of a change in terms, at maturity Promotional CD accounts will automatically renew into a standard CD account with the same term at the rate and APY then in effect for standard CD accounts.

  • 5-Month and 7-Month Promotional CDs will automatically renew into a standard 6-Month CD account.
  • 10-Month Promotional CD will automatically renew into a standard 9-Month CD account.
  • 11-Month and 13-Month Promotional CDs will automatically renew into a standard 12-Month CD account.

2. No early withdrawal penalty if funds are transferred to any other Promotional Certificate of Deposit (CD) product offered by Fremont Bank. Early Withdrawal will be permitted after seven (7) days from the date the account was opened. Partial withdrawals are not permitted; must withdraw the entire total balance and earned interest. CD Account will be closed at time of withdrawal. If account is closed before interest is credited, you will not receive the accrued interest.

3. Premier Rates are available to customers with a linked Premier Checking Account and qualifying balances of $50,000 or more.

4. Private Bank Rates are available to Private Bank status customers only. Ask for details.