Certificates of Deposit (CDs)

Accounts are subject to approval. The terms of the account, including any fees or features, may change. See the Deposit Account Agreement and Account Terms and Conditions Schedule of Fees and Charges for the terms and conditions associated with the product.

1 Penalty will be imposed for early withdrawal. An early withdrawal will reduce earnings. Fees may reduce earnings. At maturity, account will automatically renew at a term as stated in your initial account agreement at the then current rate. Please see the Deposit Account Agreement for details.

2 The Annual Percentage Yield (APY) is accurate as of 12/29/2022 for balances between $2,500 and $1,000,000 and is subject to change without notice. Initial Deposit must be from a Financial Institution other than Fremont Bank; new money only. Fixed Rate Certificate of Deposit (CD) accounts earn a fixed interest rate for the selected term and the applicable rate is paid until the CD matures. Interest is compounded and credited to the account on a monthly basis. The APY assumes interest remains on deposit until maturity.

No early withdrawal penalty if funds are transferred to any other Promotional CD product offered by Fremont Bank. Early Withdrawal will be permitted after seven (7) days from the date the account was opened. Partial withdrawals are not permitted; must withdraw the entire total balance and earned interest. CD Account will be closed at time of withdrawal. If account is closed before the interest is credited, you will not receive the accrued interest.

Unless the Bank notifies you of a change in terms, at maturity, Promotional CD will automatically renew into a standard CD account with the same term at the rate and APY then in effect for standard CD accounts. The 7-Month Promotional CD will automatically renew into a standard 6-Month CD account. Please see Fremont Bank's Deposit Account Agreement and Schedule of Fees and Charges for additional terms and conditions that apply to your account.

3 Annual Percentage Yield is accurate as of 12/29/2022 and is subject to change without notice. The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. If you close the account before the interest is credited, you will not receive the accrued interest. Fixed Rate CDs earn a fixed interest rate for the selected term. Withdrawals and deposits during grace period may affect interest rate and APY for renewal term. Substantial penalty for early withdrawal. An early withdrawal will reduce earnings. Fees may reduce earnings. Please ask for Fremont Bank’s Deposit Account Agreement for balance requirements and early withdrawal penalties. Limit one promotional account per household. Offer available to accounts opened at a branch and by phone and does not apply to accounts opened online. Accounts subject to approval. Personal accounts only.

4 Requires a Premier Checking account and combined consumer balances of $50,000 or more.