Certificates of Deposit (CDs)

Accounts are subject to approval. The terms of the account, including any fees or features, may change. See the Deposit Account Agreement and Account Terms and Conditions Schedule of Fees and Charges for the terms and conditions associated with the product.

1 Penalty will be imposed for early withdrawal. An early withdrawal will reduce earnings. Fees may reduce earnings. At maturity, account will automatically renew at a term as stated in your initial account agreement at the then current rate. Please see the Deposit Account Agreement for details.

2 The Annual Percentage Yield (APY) is accurate as of 05/22/2023 for balances between $2,500 and $1,000,000 and is subject to change without notice. Initial Deposit must be from a Financial Institution other than Fremont Bank; new money only. Fixed Rate Certificate of Deposit (CD) accounts earn a fixed interest rate for the selected term and the applicable rate is paid until the CD matures. Interest is compounded and credited to the account on a monthly basis. The APY assumes interest remains on deposit until maturity. If account is closed before the interest is credited, you will not receive the accrued interest. Unless the Bank notifies you of a change in terms, at maturity, Promotional CD will automatically renew into a standard CD account with the same term at the rate and APY then in effect for standard CD accounts. The 3-Month Promotional CD will automatically renew into a standard 3-Month CD account. Please see Fremont Bank's Deposit Account Agreement and Schedule of Fees and Charges for additional terms and conditions that apply to your account.

3 The Annual Percentage Yield (APY) is accurate as of 05/22/2023 for balances between $2,500 and $1,000,000 and is subject to change without notice. Fixed Rate Certificate of Deposit (CD) accounts earn a fixed interest rate for the selected term and the applicable rate is paid until the CD matures. Interest is compounded and credited to the account on a monthly basis. The APY assumes interest remains on deposit until maturity. No early withdrawal penalty if funds are transferred to any other Promotional CD product offered by Fremont Bank. Early Withdrawal will be permitted after seven (7) days from the date the account was opened. Partial withdrawals are not permitted; must withdraw the entire total balance and earned interest. CD Account will be closed at time of withdrawal. If account is closed before the interest is credited, you will not receive the accrued interest. Unless the Bank notifies you of a change in terms, at maturity, Promotional CD will automatically renew into a standard CD account with the same term at the rate and APY then in effect for standard CD accounts. The 7-Month Promotional CD will automatically renew into a standard 6-Month CD account. Please see Fremont Bank's Deposit Account Agreement and Schedule of Fees and Charges for additional terms and conditions that apply to your account.