Certificates of Deposit (CDs)

Enjoy peace of mind while you save for your future with a Fremont Bank certificate of deposit. Lock in a competitive interest rate now for a specified term that meets your savings timeline.

CD Highlights

Competitive CD Rates. Savings Growth.

Fremont Bank CDs combine the security of a fixed interest rate with a variety of CD terms to choose from. They’re a high-yield, low-risk way to save for your short-term goals and long-range aspirations.

3.50
%
APY2
7-month No Penalty CD
(For balances up to $50,000)
4.00
%
APY3
Premier 12-month CD4
View all rates
Opening deposit of $2,500. A penalty will be imposed for early withdrawal.1

Get Started

Ready to Open a Fremont Bank CD?

If you prefer the greatest safety for your funds, CDs are one of your best options. Enjoy guaranteed, competitive interest rates with FDIC insurance up to the maximum by law. View today’s rates and open an account today.

  • Interest is compounded daily and credited monthly.1
  • Automatically renew at maturity with a 10-day grace period.
  • Access your account online.

Looking for Something Else?

Certificates of Deposit

How Else Can We Help You?

Open a Fremont Bank CD

Roll Over My Maturing CD to a New CD

Move My Maturing CD Funds to Another Savings Product

Accounts are subject to approval. The terms of the account, including any fees or features, may change. See the Deposit Account Agreement and Account Terms and Conditions Schedule of Fees and Charges for the terms and conditions associated with the product.

1 Penalty will be imposed for early withdrawal. An early withdrawal will reduce earnings. Fees may reduce earnings. At maturity, account will automatically renew at a term as stated in your initial account agreement at the then current rate. Please see the Deposit Account Agreement for details.

2 The Annual Percentage Yield (APY) is accurate as of 12/29/2022 for balances between $2,500 and $1,000,000 and is subject to change without notice. Initial Deposit must be from a Financial Institution other than Fremont Bank; new money only. Fixed Rate Certificate of Deposit (CD) accounts earn a fixed interest rate for the selected term and the applicable rate is paid until the CD matures. Interest is compounded and credited to the account on a monthly basis. The APY assumes interest remains on deposit until maturity.

No early withdrawal penalty if funds are transferred to any other Promotional CD product offered by Fremont Bank. Early Withdrawal will be permitted after seven (7) days from the date the account was opened. Partial withdrawals are not permitted; must withdraw the entire total balance and earned interest. CD Account will be closed at time of withdrawal. If account is closed before the interest is credited, you will not receive the accrued interest.

Unless the Bank notifies you of a change in terms, at maturity, Promotional CD will automatically renew into a standard CD account with the same term at the rate and APY then in effect for standard CD accounts. The 7-Month Promotional CD will automatically renew into a standard 6-Month CD account. Please see Fremont Bank's Deposit Account Agreement and Schedule of Fees and Charges for additional terms and conditions that apply to your account.

3 Annual Percentage Yield is accurate as of 12/29/2022 and is subject to change without notice. The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. If you close the account before the interest is credited, you will not receive the accrued interest. Fixed Rate CDs earn a fixed interest rate for the selected term. Withdrawals and deposits during grace period may affect interest rate and APY for renewal term. Substantial penalty for early withdrawal. An early withdrawal will reduce earnings. Fees may reduce earnings. Please ask for Fremont Bank’s Deposit Account Agreement for balance requirements and early withdrawal penalties. Limit one promotional account per household. Offer available to accounts opened at a branch and by phone and does not apply to accounts opened online. Accounts subject to approval. Personal accounts only.

4 Requires a Premier Checking account and combined consumer balances of $50,000 or more.