Complimentary Pre-Approvals

Thinking about purchasing your dream home? Start the process by getting pre-approved with one of our mortgage experts.

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Pre-Approval Benefits

With pre-approval, you will receive a conditional commitment in writing for an exact loan amount, allowing you to look for a home at or below that price level.

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Get one step closer to owning your dream home with a complimentary pre-approval from Fremont Bank. Speak with a mortgage expert to get started.

Mortgage Rates

Today’s Mortgage Rates

Check the latest mortgage rates for our most popular home loan products. When you’re ready to apply, call us at (877) 528-1481 or start your application online.

Points & Fees2 - 30 Year Fixed Rate Mortgage

Loan Amount
Interest Rate
Loan Term
30 years
Down Payment
Loan-to-Value (LTV)
Monthly Principal & Interest Payments*
360 payments of $2,561.24

*Payments displayed do not include amounts for taxes and insurance premiums, and if applicable, the actual payment obligation will be greater.

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Make the next move toward your next home. Let our team help put your purchase home loan in motion.

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Use your computer or smartphone from the comfort of your home.

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Speak with a Loan Officer, who will help guide you through your purchase.

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A loan representative can answer your questions and take your application.

Looking for Something Else?

Rates and terms valid as of  07/15/2024 09:31 AM and subject to change without notice.

Loan data is for informational purposes only, and is based on owner occupied single-family homes only.  The actual fees, costs and monthly payment on your specific loan transaction may be higher or lower than those quoted based on your information, which may be determined after you apply. This is not a credit decision or a commitment to lend. Loan interest rates are based on current market rates, are subject to pricing adjustments related to several factors including, but not limited to, property type and location, loan amount, loan type, loan-to-value, occupancy type, borrower credit history. Mortgage insurance may be required if loan-to-value (LTV) is higher than 80% which could increase the monthly payment and APR.

Adequate property insurance (which may include flood insurance) is required. Borrower responsible for insurance requirements and applicable state, county, city taxes which can be substantial.

1 The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR above based on interest rate, loan origination fees and applicable closing costs and does not take into account other loan specific finance charges you may be required to pay. Actual rate will be determined after receipt of completed application and prior to execution of loan documents. Rate lock may not be available until final loan approval; fee may apply.

2 Loans with points and/or fees (Closing Costs) may have a lower nominal interest rate than “No Closing Cost" loans. Discount points are a form of prepaid interest paid up front in exchange for a lower interest rate. The reduced interest rate will only save money over a long term; the longer a borrower plans to live in the home, the better the chance of reaching the "break-even" point. There are a variety of points and fee options, so please ask your loan officer about available programs to help you decide whether paying points is an option for you.

Loans available for properties located in California and Nevada. Rates may not be available in all areas. Actual rates may vary. Loans subject to credit qualifications and underwriting requirements. Property type and other restrictions may apply.