Hi, I’m Thomas Chen, a Relationship Loan Officer for our local branch in Hayward. I have over 15 years of experience in the lending industry and have closed more than 2,500 home loans with over $600 million in volume.
I treat every client the way I would like to be treated so you can count on me to be available at all times and answer or return every call promptly. The greatest reward for me is the ability to lower rates and monthly payments for my clients, putting them in a better financial situation.
We specialize in true No Closing Cost loan products here at Fremont Bank so you can count on us for exceptional rates and pricing, all without any out of pocket costs. Whether you are refinancing your existing mortgage, purchasing a new property or need a home equity line of credit, contact me!