Mike Garrick

Hi, I’m Mike Garrick, a Loan Officer with Fremont Bank. I’ve been with the bank for more than six years, specializing in refinances, home equity lines of credit, and a wide range of financing solutions — including owner-occupied, investment, and vacation properties, as well as portfolio loan products for special lending scenarios.

I’m committed to keeping my clients informed every step of the way, ensuring competitive rates, and a fast approval process. Clear communication is the foundation of how I work.

I’ve lived in the Bay Area for over 20 years, and my family and I take full advantage of everything it has to offer — from hiking and beach days to camping outdoors.

I’m proud to be part of Fremont Bank, where employees are treated like family and strong relationships are built at every level. That same level of care and connection extends to our clients, making every interaction personal and meaningful.