Judy Tran

Relationship Loan Officer NMLS# 713685
(510) 670-2442
About Me

Judy Tran

Hi, I’m Judy Tran Garrick, a Relationship Loan Officer with Fremont Bank. I have been a loan officer for Fremont Bank for over 10 years. During my tenure, I have had the opportunity to help thousands of Bay Area clients. I’ve learned the many nuances of a mortgage refinance, the advantages of equity lines and how to simplify home purchase transactions.
I am a native Californian. I grew up in San Francisco and currently live in the East Bay.  As a Bay Area homeowner, I understand the complexities of home lending that are unique to this area. That’s why it’s important to me to provide you with correct and up-to-date product information and underwriting guidelines. I believe that’s the key to helping you find the right solution for your home lending needs.

Whether you are buying a new property, refinancing your existing loan or getting a line of credit, I am here to assist you.  I look forward to working with you.

Home loan products

Find the home loan that's right for you

Is your first home on the horizon? Want to take advantage of low rates and refinance? We have many home loan options to choose from. Let us help you find the one that’s right for you.

Home equity line of credit

Use the equity in your home to pay for major renovations, upgrades, repairs, school tuition, unplanned expenses, and more.

Refinance a mortgage

Refinance your current mortgage and find opportunities to lower your monthly payment, your interest rate, or take cash out.

Purchase a home

Put your dream of homeownership in motion with fixed and adjustable rate mortgages that fit your budget.