James DeLucia

Relationship Loan Officer NMLS# 2386537
(510) 512-1669
About Me

James DeLucia

Hi, I’m James DeLucia, a Relationship Loan Officer with Fremont Bank. I have over 15 years of experience in the mortgage industry. Whether it’s a first loan or expediting a 20th, I know communication is key. I am always available and will help you get the best loan at the best rate. I specialize in purchase, refinance and home equity line of credit, including owner-occupied, investment, vacation homes and portfolio products for unique loan scenarios.

I spend my time living in both northern and southern California –­­ meaning you’ll find me rooting for the Warriors, the Padres and Giants. I’m proud to be raising my three children in the beautiful San Francisco Bay Area.

I enjoy working with clients to build relationships and work together on solutions to best fit their ever-changing needs. Nothing beats a local bank that really invests in local neighborhoods, because they’re our neighborhoods. Our No. 1 priority is our clients, and it shows.

Home loan products

Find the home loan that's right for you

Is your first home on the horizon? Want to take advantage of low rates and refinance? We have many home loan options to choose from. Let us help you find the one that’s right for you.

Home equity line of credit

Use the equity in your home to pay for major renovations, upgrades, repairs, school tuition, unplanned expenses, and more.

Refinance a mortgage

Refinance your current mortgage and find opportunities to lower your monthly payment, your interest rate, or take cash out.

Purchase a home

Put your dream of homeownership in motion with fixed and adjustable rate mortgages that fit your budget.