Annmarie Calarco

Relationship Loan Officer NMLS# 713630

About Me

Annmarie Calarco

I am Annmarie Calarco, a Relationship Loan Officer with Fremont Bank. I have been a loan officer for Fremont Bank for over 7 years now. I have been in the mortgage industry for almost 20 years, specializing in refinancing, new purchase loans, and equity lines of credit.

I was born and raised in the Bay Area, and growing up, my family always used Fremont Bank for their mortgage needs. I learned early on the importance of a small community bank and how most people are drawn to Fremont Bank’s No Closing Cost programs.  

I cover both the Rockridge and San Francisco branches. From first time buyers to long term homeowners, I have the experience and commitment to help you reach your financial goals and build a solid foundation for the future.

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Home Loan Products

Find the loan that’s right for you

Is your first home on the horizon? Want to take advantage of low rates and refinance? We have many home loan options to choose from. Let us help you find the one that’s right for you.

Home Equity Line of Credit

Use the equity in your home to pay for major renovations, upgrades, repairs, school tuition, unplanned expenses, and more.

Refinance a mortgage

Refinance your current mortgage and find opportunities to lower your monthly payment, your interest rate, or take cash out.

Purchase a home

Put your dream of homeownership in motion with fixed and adjustable rate mortgages that fit your budget.