UChoose Rewards® Frequently Asked Questions

What are UChoose Rewards®

UChoose Rewards® is a rewards program where you earn points connected to your Fremont Bank personal debit card. 

What is a qualifying purchase?

A qualifying purchase is any signature-based purchase, Internet purchase, phone or mail-order purchase, bill payment, contactless purchase, or small dollar purchase for which you are not required to sign, made with an enrolled debit card. A qualifying purchase does not include a purchase made using a Personal Identification Number (PIN) or purchase you initiate through identification technology that substitutes for a PIN.
Generally, you can choose to do most transactions as signature-based. To do this, you must answer “CREDIT” when asked by a store representative, select “CREDIT” after swiping the card, or select “CANCEL” when you are prompted for a PIN. The merchant will ask you to sign the printed receipt or signature pad rather than entering your PIN into the terminal.

What can I redeem my points for? 

It’s your choice! You can choose from millions of options, whether it’s products, travel experiences, activities, event tickets, merchant gift cards, cash, or more! UChoose Rewards® tracks the points you earn and will help you find just what you’re looking for when you’re ready to redeem. 

Do my points ever expire? 

Any unused points will expire 3 years from the end of the month in which they were credited. 

How do I get started? 

To register your accounts, visit www.uchooserewards.com, click on the Register link, and then create your own User ID and password to access the system.