Business Loans

Fund your business growth. For more than a half-century our Bay Area-based bank has been partnering with local business leaders to help them achieve their goals.

Talk to a Loan Specialist (800) 359-2265
Business Loans

Business Loans to Build Your Business

Whether you want to purchase inventory, upgrade equipment, or open a new location, a loan or line of credit from Fremont Bank can be a beneficial part of your business plan. With competitive rates and comprehensive options, our commercial financing solutions are designed to support your growth and success.

Business loans and lines of credit

We offer term, SBA, and real estate loans, as well as business lines of credit – the same products as the big banks, backed by a genuine partnership and commitment to your success.

Local expertise

You’ll have access to decision makers who understand local markets and can respond quickly. We can manage complex deals that may not fit into the automated underwriting of other banks.

Small Business Loans

Business Loan Highlights

Finance your business or real estate, or meet your industry’s unique financing requirements with Fremont Bank. Get the funds you need to get your business off the ground, expand, and more.

Customized loan amounts 

Loan amounts of $25,000 and greater are available to meet a variety of needs.

Competitive rates

Our loans feature attractive fixed and variable rates to meet your unique lending needs.

Diverse options

We offer term loans, SBA and commercial real estate loans, lines of credit, and specialty financing.

Loans and Lines of Credit

Find Your Funding Solution

Plan your path to growth with a business loan from Fremont Bank. From fixed terms to flexible credit limits, our funding solutions have features and benefits that can help you move forward.

Term Loans

Best if: You want predictable monthly payments

  • A traditional financing option
  • Borrow the amount you need and pay it back in fixed installments
  • Use to buy equipment or inventory or to refinance existing debt

Lines of Credit

Best if: You need flexible, short-term financing

  • Access a revolving line of credit
  • Improve cash flow and close short-term gaps in your cash cycle
  • Ideal for seasonal working capital or inventory management needs

SBA Loans

Best if: You want to establish or grow a small business

  • Government-backed loan for small-business owners
  • Competitive rate financing and flexible terms
  • Easier loan qualifications and lower down payment requirements

Real Estate Loans

Best if: You want to expand, relocate, or refinance existing debt

  • Terms of up to 10 years with 25-year amortization
  • Borrow $250,000 or more
  • Flexible fixed and variable rate options to meet your needs

Specialty Financing

Best if: You need solutions specially designed for your industry

  • Medical practice acquisition financing up to $10 million
  • Golf course and country club financing
  • Nonprofit financing

Success Through Partnership

Small Business Bank of Choice

Fremont Bank is passionate about helping businesses. Our loan products and approach have truly impacted our clients’ success.

Left Quote
When we launched our product we encountered one of our first big hurdles…demand grew faster than supply and that’s something we didn’t see coming. That’s when Fremont Bank stepped in and sent us on a projection for a great future.
Brad Johnstone
Co-founder and CEO , Tanoshi

3 Ways to Get Started

We take pride in being more than our clients’ bank, we’re their partner. We’re here and ready to help you too.

Request a Call

Speak with a Commercial Relationship Manager who can guide you.

Locate a Loan Specialist

Find a Commercial Relationship Officer in your area.

Talk to an Expert

A representative can answer your questions and take your application.

All credit applications subject to credit approval and Fremont Bank's underwriting requirements. SBA loans are subject to SBA eligibility and lending guidelines. Some restrictions and fees may apply.