COVID-19 Support for Commercial Clients

Government-sponsored programs

Paycheck Protection Program (PPP)

As of Tuesday, May 4, Paycheck Protection Program (PPP) funding has been exhausted, and the PPP application portal has stopped accepting applications for loans from most lenders (including Fremont Bank). Please contact us if you have any questions about a loan in progress.

Loan Forgiveness on PPP Loans Funded in 2020

All loan forgiveness applications for PPP loans closed in 2020 were processed through the Spark Online Forgiveness Portal. All invites to the portal were sent out as of early February 2021. For login activation or general questions please email and provide your Borrower Name and/or Loan number.

Loan Forgiveness on PPP Loans Funded in 2021

We expect to open the Forgiveness Application process for PPP Loans that were originated this year (2021), beginning in late July 2021. Please continue to check this page for updates or email for additional inquiries.

Loan Forgiveness Eligibility for PPP Loans Funded in 2021

Paycheck Protection Program (PPP) borrowers may be eligible for loan forgiveness if the funds were used for eligible payroll costs, payments on business mortgage interest payments, rent, or utilities during either the 8- or 24-week covered period after disbursement. A borrower can apply for forgiveness once it has used all loan proceeds for which the borrower is requesting forgiveness.

Time to Apply

Borrowers can apply for forgiveness any time up to the maturity date of the loan. If borrowers do not apply for forgiveness within 10 months after the last day of the covered period, then PPP loan payments are no longer deferred, and borrowers will begin making monthly loan payments to their PPP lender.

Forgiveness Application (for PPP Loan Funded in 2020) Approval by the SBA

If approved by the SBA, the status of forgiveness application will show as “complete” in the Spark Online Forgiveness Portal: Once loan forgiveness funds are received from SBA, our Commercial Loan Servicing Department will process the SBA payment to the PPP Loan, for the approved forgiveness amount. An SBA Forgiveness Approval Letter will be mailed to the business address we have on record, within 30-days of receiving the payment from the SBA. If any questions, the Commercial Loan Servicing Department can be reached at or (925) 315-3850.

First/Second Draw Loans

The SBA has stopped accepting applications effective May 4, 2021.

SBA Restaurant Revitalization Fund (RRF)

As of Tuesday, May 24, Small Business Administration (SBA) Restaurant Revitalization Fund (RRF) no longer accepts applications.

The Small Business Administration (SBA) Restaurant Revitalization Fund (RRF) provided funding to help restaurants and other eligible businesses. Unlike the Paycheck Protection Program (PPP), in which Fremont Bank participated, the Restaurant Revitalization Fund was administered by the SBA.

  • The RRF provided qualified businesses with funding equal to their pandemic related revenue loss up to $10 million per business, and no more than $5 million per physical location.
  • Recipients are not required to repay the funding as long as funds are used for eligible uses no later than March 11, 2023.
  • The deadline for applications was May 24, 2021 at 8 p.m. ET.

Please visit the SBA website ( for comprehensive information about the program.

Contact information

We Are Here To Help

Mon - Fri:
Sat - Sun:
8:00am - 7:00pm
8:30am - 5:00pm