About Me

Notice: I am currently out of the office. In my absense, Judy Garrick will be assisting clients at our Livermore branch, and Matt Galletly will be assissting clients at our San Ramon branch.

Thank you for considering Fremont Bank. My name is Susan Munkner and I am a Relationship Loan Officer. I specialize in home purchase transactions and have over 10 years of experience. It’s important to me to stay up to date on current guidelines to make sure you have the financing information you need for your home loan options.
Whether you're buying your first home, refinancing for a lower rate or adding another investment property to your portfolio, I'm here to answer all of your questions.  I will work with you to fast track your loan to close on time. I build partnerships with my clients through trust, transparency and results that will last a lifetime.

Why Choose Fremont Bank

Whether it's your first home, next home or investment home, Fremont Bank has the mortgage solution to fit your needs. 

Jumbo Loans

I do Jumbo loans up to $2.5 Million. Fremont Bank has Jumbo adjustable and fixed rate mortgages for loan amounts greater than $625,500.
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Fixed Rate Mortgage

With a fixed rate mortgage you won’t have to worry about your payment increasing if rates increase. Enjoy the stability of a fixed monthly payment.
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Adjustable Rate Mortgage

With an adjustable rate mortgage you have the flexibility to take advantage of fluctuations in interest rates.
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Closing Costs

Is Fremont Bank’s No Closing Cost Loan the right mortgage option for you? Learn more about no closing costs loans and what fees are covered in Fremont Bank’s program in this video.