Hi, I’m Judy Tran Garrick, a Relationship Loan Officer with Fremont Bank. I have been a loan officer for Fremont Bank for over 10 years. During my tenure, I have had the opportunity to help thousands of Bay Area clients. I’ve learned the many nuances of a mortgage refinance, the advantages of equity lines and how to simplify home purchase transactions.
I am a native Californian. I grew up in San Francisco and currently live in the East Bay. As a Bay Area homeowner, I understand the complexities of home lending that are unique to this area. That’s why it’s important to me to provide you with correct and up-to-date product information and underwriting guidelines. I believe that’s the key to helping you find the right solution for your home lending needs.
Whether you are buying a new property, refinancing your existing loan or getting a line of credit, I am here to assist you. I look forward to working with you.
Why Choose Fremont Bank
Whether it's your first home, next home or investment home, Fremont Bank has the mortgage solution to fit your needs.
I do Jumbo loans up to $2.5 Million. Fremont Bank has Jumbo adjustable and fixed rate mortgages for loan amounts greater than $625,500.
Fixed Rate Mortgage
With a fixed rate mortgage you won’t have to worry about your payment increasing if rates increase. Enjoy the stability of a fixed monthly payment.
Adjustable Rate Mortgage
With an adjustable rate mortgage you have the flexibility to take advantage of fluctuations in interest rates.
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