About Me

Hi, I'm Jessica Havlik, a Relationship Loan Officer at Fremont Bank. My background in residential lending and customer service allows me to share my knowledge and experience with my borrowers, assisting them with their mortgage lending decisions. I find joy in helping families secure the financing of their first home or take advantage of lower rates by refinancing their current mortgage.

Whether you’re purchasing your first home or refinancing an investment property, I look forward to informing you about Fremont Bank’s loan programs so you can choose the right loan. I specialize in assisting clients with all their mortgage needs from conforming and jumbo loans on single family residences to investment and 2-4 unit properties. My clients appreciate my personable approach, I support them from pre-approval through closing. 

Why Choose Fremont Bank

Whether it's your first home, next home or investment home, Fremont Bank has the mortgage solution to fit your needs. 

Jumbo Loans

I do Jumbo loans up to $2.5 Million. Fremont Bank has Jumbo adjustable and fixed rate mortgages for loan amounts greater than $625,500.
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Fixed Rate Mortgage

With a fixed rate mortgage you won’t have to worry about your payment increasing if rates increase. Enjoy the stability of a fixed monthly payment.
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Adjustable Rate Mortgage

With an adjustable rate mortgage you have the flexibility to take advantage of fluctuations in interest rates.
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Closing Costs

Is Fremont Bank’s No Closing Cost Loan the right mortgage option for you? Learn more about no closing costs loans and what fees are covered in Fremont Bank’s program in this video.