About Me

My name is Elsa Renteria and I'm a relationship loan officer at the Livermore Branch. As a Relationship Loan Officer I offer my clients a wide range of purchase and refinancing options, from jumbo adjustable rates to FHA financing. I will help you analyze which mortgage program is best suited for you.

I offer over 20 years of experience in the residential lending industry. My in depth underwriting and processing background facilitates a smooth loan buying and refinancing process for my clients. I am committed to providing you excellent customer service and the tools and knowledge you need to take the next step to home ownership.

Why Choose Fremont Bank

Whether it's your first home, next home or investment home, Fremont Bank has the mortgage solution to fit your needs. 

Jumbo Loans

I do Jumbo loans up to $2.5 Million. Fremont Bank has Jumbo adjustable and fixed rate mortgages for loan amounts greater than $625,500.
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Fixed Rate Mortgage

With a fixed rate mortgage you won’t have to worry about your payment increasing if rates increase. Enjoy the stability of a fixed monthly payment.
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Adjustable Rate Mortgage

With an adjustable rate mortgage you have the flexibility to take advantage of fluctuations in interest rates.
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Closing Costs

Is Fremont Bank’s No Closing Cost Loan the right mortgage option for you? Learn more about no closing costs loans and what fees are covered in Fremont Bank’s program in this video.