About Me

Hello! I am David Massey, a Relationship Loan Officer with Fremont Bank. Whether you are looking to purchase your first home, refinance for a lower rate, or take advantage of your existing equity with a line of credit, I am here to make this an enjoyable experience for you. I understand the importance of constant communication and take pride in providing thoughtful, personal, and dedicated service to my clients.

As a Bay Area native and homeowner, you can rely on me to keep you informed on the latest lending requirements and market trends. With a B.A. in Business Administration – Financial Management, I take the time with each and every client to ensure that I present my clients with the products that fit their needs so they can make an informed decision. I build partnerships based on trust and transparency; so contact me today for any of your home financing needs. I look forward to establishing a relationship with you that will last a lifetime.

Why Choose Fremont Bank

Whether it's your first home, next home or investment home, Fremont Bank has the mortgage solution to fit your needs. 

Jumbo Loans

I do Jumbo loans up to $2.5 Million. Fremont Bank has Jumbo adjustable and fixed rate mortgages for loan amounts greater than $625,500.
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Fixed Rate Mortgage

With a fixed rate mortgage you won’t have to worry about your payment increasing if rates increase. Enjoy the stability of a fixed monthly payment.
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Adjustable Rate Mortgage

With an adjustable rate mortgage you have the flexibility to take advantage of fluctuations in interest rates.
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Closing Costs

Is Fremont Bank’s No Closing Cost Loan the right mortgage option for you? Learn more about no closing costs loans and what fees are covered in Fremont Bank’s program in this video.