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Jumbo Loans California

Jumbo Loans

 

Jumbo Loans

Fremont Bank offers jumbo loans with loan amounts up to $2.5 million1 with some of the best rates around.

 

Whether you're purchasing a home for the first time or refinancing your existing mortgage, we offer friendly service combined with years of experience and will partner with you to find the loan that fits your needs.

 

3.618 % APR1

Sample Loan

Loan Amount: $750,000.00
Loan Term: 30 years
Down Payment: 40%
Loan-to-Value (LTV): 60%
Initial Interest Rate: 3.125%
APR1: 3.618%
Time Period of Initial Rate: 60 months
Rate Change Frequency after Initial Period: 12 months
First Interest Rate Change Cap: 2.00%
Subsequent Rate Change Cap: 2.00%
Maximum Lifetime Cap Over Initial Rate: 5.00%
Estimated Principal & Interest Payments*:
Years 1 - 5 60 Monthly Payments of $3,212.82
Years 6 - 30 300 Monthly Payments between $3,955.69 - $5,162.57

3.752 % APR1

Sample Loan

Loan Amount: $750,000.00
Loan Term: 30 years
Down Payment: 40%
Loan-to-Value (LTV): 60%
Initial Interest Rate: 3.625%
APR1: 3.752%
Time Period of Initial Rate: 84 months
Rate Change Frequency after Initial Period: 12 months
First Interest Rate Change Cap: 2.00%
Subsequent Rate Change Cap: 2.00%
Maximum Lifetime Cap Over Initial Rate: 5.00%
Estimated Principal & Interest Payments*:
Years 1 - 7 84 Monthly Payments of $3,420.38
Years 8 - 30 276 Monthly Payments between $4,136.86 - $5,284.93

4.253 % APR1

Sample Loan

Loan Amount: $750,000.00
Loan Term: 30 years
Down Payment: 40%
Loan-to-Value (LTV): 60%
Interest Rate: 4.250%
APR1 : 4.253%
Estimated Principal & Interest Payments*: 360 Monthly Payments of $3,689.55

*Payments displayed do not include amounts for taxes and insurance premiums, and if applicable, the actual payment obligation will be greater.

 

1 The Annual Percentage Rate (APR) is based on a refinance 30-year term for owner-occupied, single-family homes only and includes discount for an automatic loan payment from a Fremont Bank account. Loan amounts $417,001-$2,500,000. Maximum 65% loan-to-value (LTV)Mortgage insurance is required for loans above 80% LTV. Subject to credit and underwriting requirements. Adequate property insurance (may include flood insurance) required. Borrower responsible for insurance requirements and applicable state, county, city taxes which can be substantial. Actual rate determined after receipt of a completed application and prior to execution of loan. Lock in fee required to secure rate. Interest rates and payments may increase after consummation. After the initial fixed-rate period, interest rate can increase or decrease annually according to the market index. Any change may significantly impact the monthly payment. Since the index in the future is unknown, the payments displayed are based on the current index plus the margin (fully indexed rate). Certain restrictions apply. Program only available in California. Other loan programs available.


Refers to programs RWT60L, RWT84L and RWT30.

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