Home Sweet Home with FHA
Fremont Bank is proud to offer Federal Housing Administration (FHA) loans. FHA, which is part of the Housing and Urban Development, insures the loan so we can offer our clients more mortgage options. Because FHA loans are guaranteed by the government, there are many benefits that you won’t find in other loan products1.
Find out how you can get help with an FHA Loan
With an FHA loan you benefit from less stringent qualification requirements2 and a down payment as low as 3.5% of the purchase price of your home. You also get the choice of a fixed-rate or adjustable-rate mortgage. Not sure what loan program is best for you? Contact our special purchase team to make your dream home a reality. Your designated Relationship Loan Officer will explain the features of the different loan programs available so that you can make an informed decision. Spend your time with plans for your home and not paper-work.
FHA Borrowing Limits
With an FHA loan the maximum amount a homebuyer can borrow varies based on a variety of housing types and the state and county in which the property is located. To look up your area's loan limits, go to the HUD Web site.
“I've had at least five home loans with Fremont Bank over the years. They have the best rates and the people are so helpful.” – John D., Hayward, CA
“We used Fremont Bank for two mortgages in the past year and couldn’t be happier with the service they provided.” – Cyndi D., Santa Rosa, CA
“I did a new purchase loan with them and it was done in 15 days, incredible! I am really happy with their services.” – Frank., El Monte, CA
1 FHA insures loans for lenders against defaults - it does not provide direct lending nor does it set interest rates on the mortgages it insures.
2 Borrower must meet standard FHA credit qualification. Available on 1-4 unit properties.