An exceptional banking experience from the Bay Area's Premier Community Bank.

Premier Banking is an elite partnership with exclusive benefits. We combine industry-leading service, legendary relationship building, and exclusive products and services to create a unique banking experience.

As a Premier Client at Fremont Bank, you can be sure that you have access to a specialized team that will offer custom solutions for your particular financial needs.  To become a Premier Banking client, open your Premier Checking account today.

Apply Now

Premier Clients enjoy exclusive benefits on products and services across the bank.


Deposit Benefits

  • Free Corporate-design checks, cashiers checks, foreign currency orders and wire transfers
  • Premium interest rates on select Money Market and Certificates of Deposit accounts1
  • Increased limits on personal debit cards and mobile deposits
  • ATM Surcharge Rebates2
$100 minimum opening deposit. No monthly service charge with $50,000 minimum daily balance or $50,000 with Combined Balance Option3, otherwise $29 per month. Paper statement fee waived.

Residential Lending Benefits

  • Waived set up fee on Home Equity Line of Credits4

Commercial Banking Benefits

  • Business checking account service charge waiver5
  • Waived documentation fee on qualifying loans and lines of credit6

Wealth Management Benefits

  • Access to our expert Wealth Management team

Extraordinary Access

  • Priority service number to dedicated representatives
  • Access to exclusive Fremont Bank events7
Applying online is easy, open a Premier Checking Account today. 

Apply Now

Accounts are subject to approval.  The terms of the account, including any fees or features, may change. See the Deposit Account Agreement and Account Terms and Conditions Schedule of Fees and Charges for the terms and conditions associated with this product. 
1 Premier Clients have exclusive access to a Premier Money Market Checking account, a Premier 6 month Certificate of Deposit, and a Premier 12 month Certificate of Deposit. These products are only available to Premier Banking Clients and feature higher rates than the published rates on standard Money Market Checking, 6 month Certificate of Deposit, and 12 month Certificate of Deposit.  Interest rates are set at the Bank’s discretion and are subject to change without notice.

2 ATM surcharges will be automatically rebated for any other financial institution-owned and operated ATM in the United States. 

3 The Combined Balance Option allows you to combine certain balances to avoid paying monthly service charges on your eligible checking account. The Combine Balance Option requires identical account ownership. You can avoid the monthly service charge on only one checking account by choosing the Combined Balance Option. The Option is activated on any day the checking account balance falls below the minimum amount required to avoid the monthly service charge. When that happens, the balance of the checking account will be combined with the lowest month-to-date minimum balance(s) in the flexed account(s) to determine if you meet the balance requirement. 
4 To qualify for the fee waiver, Premier checking account must be established prior to Home Equity Line of Credit (HELOC) funding.  Subject to credit qualification, income verification, and collateral evaluation. Additional restrictions, limitations, and exclusions may apply. Property insurance, may include flood insurance, required. Variable rates based on the Prime Rate published each day in The Wall Street Journal Money Rates  Table (the "Index"), plus a margin. APR can change monthly, but will not vary above 18% APR, or below 2.99% APR. Index as of the last date changed on 12/17/2008 is 3.25%. As of 5/25/2015, the variable rate for home equity credit lines of $20,000-$250,000, with a combined-loan-to-value ratio (CLTV) up to 75% range from 3.75% APR to 4.75% APR on an owner-occupied 1-4 family residence. APR includes a 0.50% interest rate discount for maintaining automatic loan payments from a Fremont Bank personal checking account. Higher rates may apply for credit limits below $20,000 or above $250,000, and/or lien position. Rates are subject to change without notice. You may also be required to pay certain fees to open the HELOC.  Fees generally total between $0 and $500. The $75 annual fee is waived for the first three years. After the third year, you will be required to pay the annual fee of $75 for each year the account is open, whether it is used or not. If you terminate the HELOC account within 36 months of opening, you will be required to pay an early closure fee of $500 plus and reconveyance and recording fees Fremont Bank paid on your behalf.
5 Available to sole proprietor businesses only. Business account type is limited to Small Business Checking, Regular Business Checking, and Professional Business Checking. 

6 Terms and conditions apply. $250 documentation fee waiver on qualifying business loans under $250,000.  Sole Proprietor must have a Premier Personal Checking account at time of commercial loan funding to qualify for the fee waiver.  Loan is subject to approval.  This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.
7 Premier Clients may be invited to exclusive Fremont Bank events throughout the year.  Fremont Bank does not provide any guarantee regarding the number of invites you will receive.