About Me

Hello, I’m Lou Scarpa a Sr. Commercial R/E Multifamily Loan Manager with Fremont Bank. I have 30 years of commercial real estate lending and brokerage experience in the Bay Area, including nearly a decade of service with Fremont Bank. I have also served as a vice president with Colliers International, TMC Development and Bank of the West. I specialize in small business, multifamily, SBA 504, and commercial real estate loans. To me, Fremont Bank is special. It's like family. And their commitment to personal attention really allows me to serve my clients and get deals done.

Why Choose Fremont Bank

When it comes to financing an apartment building, Fremont Bank offers a variety of terms with some of the best rates in the country. Whether it's an initial purchase or a refinance we have the loan for you with no point and cash-out options to give you greater flexibility. The advantages of partnering with Fremont Bank are the access to fast, local decision makers and our streamlined appraisal process.

Portfolio Apartment and Commercial Loans

Loans on 5 or more unit apartments and commercial real estate throughout the greater San Francisco Bay Area.
Learn More

Fannie Mae (FNMA) Small Loan Program

This program provides a simple and cost effective solution for clients throughout California desiring fixed rate Apartment loan from 5 to 15 years.
Learn More

Fixed and Adjustable Rates

Fremont Bank can provide the right mix of rates for most lending scenarios. Loan ptrograms available with no point options and low processing fees.
Learn More