What if your bank didn’t just manage your money, but actively opened doors for you?
Move forward with confidence knowing you have a financial partner that understands your goals and prepares you for what’s next.

I didn’t know banks did that
The Private Bank blends exclusive benefits with personalized service, offering tailored financial solutions and curated events that foster meaningful connections. With a nimble, responsive team and over six decades of stability, we provide top-tier service without compromise.
We had an amazing stay at the house, it was so lovely we didn’t want to leave! We can’t thank you enough as a family to offer us such an experience. We appreciate your kindness.
Catherine B. Client since 2012
We both want to thank you for the continued service that we have experienced. We are valued members entrusting Fremont Bank with our financial care.
Daniel W. Client since 2012
After what I have gone through with [a bank that shall not be named], there is no better bank than Fremont Bank. None.
Michael M. Client since 2003
Unexpected Service, Unparalleled Experience
Forward-looking advice
Experience a banking relationship that understands and adapts to you.
Personalized Strategy
We help you structure your finances for future milestones and growth.
Dedicated support
Your personal relationship manager provides swift, informed decisions.

Where your entry opens doors to the extraordinary
The Private Bank blends exclusive benefits with personalized service, offering tailored financial solutions and curated events that foster meaningful connections. With a nimble, responsive team and over six decades of stability, we provide top-tier service without compromise. Explore a few of the key benefits available to our clients.†
Premier
Exclusive Service, Elevated Rewards.
Personalized banking with preferred rates, enhanced benefits, and priority service.
- World Debit Mastercard®5
- Premier Money Market account6
- $250 Premier Checking Bonus with new Residential Mortgage7
Minimum balance in Premier Checking Account (must also be maintained for membership in higher statuses)
Private
Your Goals. Your Banker. Your Advantage.
Provides a dedicated banker who tailors financial solutions to your needs.
- All Premier status features
- Rate discounts on select residential lending products9
- Next status exclusive events4
Based on 3 month average balance (at least $250k in bank deposits, plus investments)
Diamond
Unmatched Access, Unrivaled Privileges.
Offers expert support from senior bankers for clients with complex needs.
- All Premier & Private status features
Based on 3 month average balance (at least $500k in bank deposits, plus investments)
Ready to experience better banking?
Join thousands of satisfied customers who have transformed their banking experience with Fremont Bank.
† For a full list of benefits, please reach out to a member of The Private Bank team.
1 Accounts are subject to approval. The terms of the account. including any features, may change. See the Deposit Account Agreement and Account Terms and Conditions Schedule of Fees and Charges for the terms and conditions associated with this product.
To qualify for Private status, clients must: open a Premier Checking Account and have more than $500,000 in combined balances* over the prior calendar quarter (Jan. - Mar., Apr. - Jun., Jul. - Sep., Oct. - Dec.). Clients will be enrolled in Private status in the month immediately following the quarter in which they qualify. Once enrolled, clients will be eligible for Private tier benefits for at least the remainder of the calendar year. Fremont Bank will periodically monitor qualifying balances and reserves the right to remove Private status at the beginning of each calendar year if clients no longer maintain the required balance or a Premier relationship. *Combined Balances include Business and Consumer Deposits at Fremont Bank, plus investments balances with Fremont Bank Investment Services. At least $250,000 of the $500,000 in qualifying balances must be in Fremont Bank Deposits.
To qualify for Diamond status, clients must: open a Premier Checking Account and have more than $2,000,000 in combined balances** over the prior calendar quarter (Jan. - Mar., Apr. - Jun., Jul. - Sep., Oct. - Dec.). Clients will be enrolled in Diamond status in the month immediately following the quarter in which they qualify. Once enrolled, clients will be eligible for Diamond tier benefits for at least the remainder of the calendar year. Fremont Bank will periodically monitor qualifying balances and reserves the right to remove Private Bank status at the beginning of each calendar year if clients no longer maintain the required balance or a Premier relationship. **Combined Balances include Business and Consumer Deposits at Fremont Bank, plus investments balances with Fremont Bank Investment Services. At least $500,000 of the $2,000,000 in qualifying balances must be in Fremont Bank Deposits.
2 Waived service charge on Business Plus Checking account. Available to sole proprietor businesses only. Waived $250 documentation fee on qualifying Commercial Loans under $250K. Additional Terms and Conditions apply. Premier Personal Checking account must be held at time of funding to qualify for the fee waiver. Programs, rates, terms, and conditions are subject to change without notice.
3 Margin reduction on HELOC 360 or Interest-Only HELOC products only available to existing Fremont Bank Premier Checking clients with accounts in good standing at the time of HELOC application.
4 Premier, Private, and Diamond clients may be invited to exclusive Fremont Bank events throughout the year. Fremont Bank does not provide any guarantee regarding the number of invites a client will receive. Diamond clients have access to select Fremont Bank Amenities, but this status does not guarantee access to Fremont Bank Amenities.
5 See the Fremont Bank Guide to Benefits for more information and a complete explanation of card benefits.
6 This product features higher rates than the published rates on standard Money Market Checking. Interest rates are set at the Bank’s discretion and are subject to change without notice.
7 Applies to a new residential first-lien mortgage loan application submitted directly to Fremont Bank. Mortgage loans must be funded and closed to be eligible to receive an account bonus. Premier Checking clients will be credited $250. Limited to one bonus per 12 months and may be discontinued at any time without notice. Account bonus will be credited to the primary borrower’s Premier Checking account within 90 days after mortgage loan funding. Premier Checking account must be open and in good standing. Account bonuses will be reported as interest and Fremont Bank may issue an Internal Revenue Service Form 1099.
8 Annual waived rent on one 2x5, 3x5, or 5x5 Safe Deposit Box for clients with Private status. Subject to availability. Limit one per relationship. Additional fees may apply. See Deposit Account Agreement for details.
9 Existing Fremont Bank Private status clients: are eligible for a discounted rate when applying for a new residential first-lien mortgage loan submitted directly to Fremont Bank. New Fremont Bank Private status clients: must establish a consumer Premier deposit relationship with $500,000 or more prior to final loan approval or within 15 days of locking in the rate on their first mortgage.
10 Diamond clients may be invited to exclusive Fremont Bank events throughout the year and have access to select Fremont Bank Amenities. Diamond status does not provide any guarantee regarding the number of invites a Diamond client will receive and does not guarantee access to Fremont Bank Amenities.
11 Diamond clients will receive a monthly service charge waiver on Freedom Checking Accounts for their immediate family members.
Mastercard® and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated, used pursuant to a license. See above registered trademark symbol for World Debit Mastercard.