About Me

Hi, I’m Josh Gibson and I’m a Residential Loan Officer with Fremont Bank. I enjoy making the dream of home ownership come true for my clients. Since 2005, I have been helping new homeowners purchase property in Brentwood, Roseville, Folsom and Sacramento. I also help current homeowners purchase investment property to expand their investment portfolios. I make it a point to educate my clients on the purchase and/or refinancing process and the terms and conditions involved with their mortgage.

When it comes to your loan, knowledge is power. If you have a question, I will find an answer for you.

Why Choose Fremont Bank

Whether it's your first home, next home or investment home, Fremont Bank has the mortgage solution to fit your needs. Contact Me.

Jumbo Loans

I do Jumbo loans up to $2.5 Million. Fremont Bank has Jumbo adjustable and fixed rate mortgages for loan amounts greater than $625,500.
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Fixed Rate Mortgage

With a fixed rate mortgage you won’t have to worry about your payment increasing if rates increase. Enjoy the stability of a fixed monthly payment.
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Adjustable Rate Mortgage

With an adjustable rate mortgage you have the flexibility to take advantage of fluctuations in interest rates.
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Closing Costs

Is Fremont Bank’s No Closing Cost Loan the right mortgage option for you? Learn more about no closing costs loans and what fees are covered in Fremont Bank’s program in this video.