About Me

Hi, I'm Cathalene Hefner, a Relationship Loan Officer with Fremont Bank. I have been in this industry for over 35 years. During that time, I have worn many different hats which really helps me understand my clients' needs. I specialize in all facets of lending from Multifamily, Commercial, Construction, Single Family to FHA loans, I can find the perfect loan product to fit your needs.

I specialize in both working one-on-one, with a family buying their first home and investors buying rental properties to expand their portfolio. I've found that many of my clients are attracted to Fremont Bank's no closing cost loan program in addition to great, low fixed and adjustable rate loans to fit any lifestyle. Customization is key.

Why Choose Fremont Bank

Whether it's your first home, next home or investment home, Fremont Bank has the mortgage solution to fit your needs. 

Jumbo Loans

I do Jumbo loans up to $2.5 Million. Fremont Bank has Jumbo adjustable and fixed rate mortgages for loan amounts greater than $625,500.
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Fixed Rate Mortgage

With a fixed rate mortgage you won’t have to worry about your payment increasing if rates increase. Enjoy the stability of a fixed monthly payment.
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Adjustable Rate Mortgage

With an adjustable rate mortgage you have the flexibility to take advantage of fluctuations in interest rates.
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Closing Costs

Is Fremont Bank’s No Closing Cost Loan the right mortgage option for you? Learn more about no closing costs loans and what fees are covered in Fremont Bank’s program in this video.