Checking accounts designed to fit your business needs

Additional services available, all Fremont Bank Business Checking Accounts include:

  • Business Debit Mastercard®
  • Online Banking with Small Business Bill Pay5
  • Business Mobile Banking with Mobile Check Deposit and account alerts5

Need the right checking account for your company? Keep your working capital safe, yet right at hand.

  Plus Preferred Premier Business Interest Analyzed Analyzed Interest
Right for your business if You have low account activity and want an account with multiple ways to waive the monthly service charge. You maintain an account balance of more than $15,000 or have a commercial lending relationship with Fremont Bank and have moderate account activity. You maintain an average balance of more than $100,000 or $250,000 combined and seek additional relationship-based benefits and have cash handling or basic cash management product needs. You are looking for an interest bearing account and have moderate account activity. You have high account activity, significant cash handling or cash management product needs. You have high account activity and high average balances and prefer to earn interest on your account to balances to offset fees.
Earns Interest3       Yes   Yes
Account activity included at no additional charge

 
Up to $2,500 Deposited Currency/Coin combined, plus 100 Total Deposits, Checks Deposited, Checks Presented, and ACH Debits/Credits combined per statement period1 Up to $15,000 Deposited Currency/Coin combined, plus 500 total Deposits, Checks Deposited, Checks Presented, and ACH Debits/Credits combined per statement period1 Up to $15,000 Deposited Currency/Coin, plus 500 total Deposits, Checks Deposited, Checks Presented, and ACH Credits/Debits combined per statement period1 Up to $5,000 Deposited Currency/Coin, plus 200 Total Deposits, Checks Deposited, Checks Presented, and ACH Credits/Debits combined per statement period1    
Details            
Minimum deposit to open $100 $100 $100 $100 $100 $100
How to waive Monthly Service Charge

No monthly  service charge with an average daily balance of $5,0001 or with a Fremont Bank  Commercial Lending Relationship, or with Merchant Services,  or Remote Deposit Capture monthly service fee, or when you make (10) qualifying purchases using your Business Debit Mastercard totaling $250 or more.4

No monthly service charge with an average daily balance of $15,000 or with a Fremont Bank Commercial Lending Relationship. No monthly service charge with an average daily balance of $100,000 or $250,000 Combined Balance Option6 No monthly service charge with an average daily balance of $10,0001    
Monthly Service Charge $12 per statement period
less $2 with e-Statements2


$4 Paper Images Fee

$40 per statement period
 
$90 per statement period
 
$25 per statement period
 
$22 per month service charge plus activity charges in excess of earnings credit, less $6 with e-Statements2 $22 per month service charge plus activity charges in excess of earnings credit less $6 with e-Statements2


1 Additional fees may apply when activity guidelines are exceeded; $3 per $1,000 for excessive deposited currency/coin charges apply to the portion of cash deposits exceeding the limit; $0.50 each additional item in excess of account activity limit of any combination of deposits, deposited checks, presented checks and ACH credit/debit items.

2 e-Statements: Business Online Banking is required to receive your monthly Business Checking Account statement electronically. To receive electronic delivery services, you must have a working connection to the Internet with e-mail capability.


3 This is a variable rate account. Rates may change at any time without prior notice. Fees may reduce earnings.


4 Use a linked Fremont Bank Business Debit MasterCard® to make at least ten (10) qualifying purchases, or one or more qualifying purchases totaling $250.00 or more [includes both Signature and PIN transactions] each statement cycle to receive the service charge waiver.  The following transactions do not qualify: a) ATM transactions; b) refunds, returns or other adjustments.  Purchases must be posted to the account within the statement period to qualify. In addition to the primary business debit card, linked employee cards also count toward the monthly qualifying purchase threshold.


5 You must first be enrolled in Business Online Banking to use Small Business Bill Pay and any Mobile Banking service. Business Mobile Banking App download is required and is available for select mobile devices. There is no charge from Fremont Bank for the App but messaging and data charges from your mobile carrier service may apply. Account activity and service charges still apply. Review your contract with your individual mobile carrier service before enrolling in Mobile Banking. Mobile internet browser is required in order to use some optional features of services.

6 The Combined Balance Option allows you to combine certain balances to avoid paying monthly service charges on your eligible Business Premier checking account.  The Combined Balance Option requires identical account ownership.  You can avoid the monthly service charge on only one checking account by choosing the Combined Balance Option.  The Option is activated on any day the checking account balance falls below the average balance required to avoid the monthly service charge.  When that happens, the lowest balance of the checking account will be combined with the lowest month-to-date minimum balance(s) in the combined account(s) to determine if you meet the balance requirement.