Built-in security and safety features

Chip Technology

Now Fremont Bank debit cards are even more secure than before with a built-in microchip. When used at a chip-enabled terminal, the transaction requires the chip to produce a single-use code to validate the transaction. This added security makes it extremely difficult for the card to be copied or counterfeited. Find out more about chip cards

CardValet® - Mobile Card Management

Get the mobile app that lets you control debit card usage and spending on the go. A lost or stolen card is just one area of concern in today's world where Identity theft, skimming and other attacks are an unfortunate reality. Turning your debit card off when you're not using it helps safeguard against fraud. When your card is "off," no withdrawals or purchases will be approved. Transaction controls that allow your debit card to work only in specific locations or geographic areas, add another layer of protection. And real-time alerts keep you informed when your card is used or declined. Download the mobile app today.

MasterCard® SecureCodeTM

Guard your card for online shopping with MasterCard SecureCodeTMWhen you enroll, you have additional protection against unauthorized online purchases at participating merchants using your Fremont Bank Debit MasterCard®. You begin by enrolling your card and selecting your own private code for your Debit MasterCard®. When you shop online and check out at participating merchants, you are automatically prompted to enter your MasterCard SecureCodeTM - just like entering a PIN at the ATM. If your correct SecureCodeTM isn't provided to Fremont Bank, the purchase doesn't go through, enroll today.

Real-time Fraud Monitoring

Card activity is monitored 24 hours a day, 7 days a week. We use fraud monitoring tools to review how and where your debit card is being used. These tools help to detect unusual transaction activity that may indicate fraudulent use and block potentially fraudulent transactions. If we detect unusual activity, we will contact you. If we cannot reach you, your card may be blocked and unusable until confirmation can be obtained. To minimize card disruptions, please notify uswhen travelling or when you get a new phone number or email address.


Contact us at 800-359-BANK (2265) if you find any unauthorized card transactions. You may not be liable for any fraudulent transactions.

Provisional Credit for Fraud Losses

We’ll provide provisional credit from losses from unauthorized card use within five business days of notification of the loss.

Keep an eye on your Account

Stay connected with Online Banking and Mobile Banking. Monitor your accounts from the palm of your hand to ensure your transactions reflect charges that you authorized. You could also sign up for Account Alerts for a status of your transactions or to be notified when your account balance drops below a certain dollar amount.