Put the financial power of a Fremont Bank credit card in your pocket. Earn cashback rewards, save money, enhance your travel experiences and more. Our cards add convenience and flexibility to your life.
Platinum Mastercard®, Platinum Rewards Mastercard®, Low Rate Platinum Mastercard® and World Mastercard® give you more of what you want in a credit card with better bonuses and introductory offers, lower APRs and amazing rewards programs.
Account
Platinum Mastercard®
Platinum Rewards Mastercard®
Low Rate Platinum Mastercard®
World Mastercard®
Account
Summary
Minimize your monthly payment with no annual fee(+), plus take advantage of a special 0% Introductory APR on Balance Transfers and Purchases for six months.1 After that, the variable APR will be 14.24% to 22.24% APR based on creditworthiness.(+)
Earn 1% cash back for every dollar you spend on everyday purchases.2 Earn$50 bonus cash back when you spend $1,000 within the first 90 days of account opening, too!3
Save on interest with a variable APR of Prime + 2.99%, currently 11.49%. Plus, take advantage of a balance transfer offer.5(+)
Enjoy world-wide card acceptance, enhanced travel benefits and exceptional service.7 Plus, receive a $500 cash back sign-up bonus once you spend $5,000 on purchases within the first 90 days of account opening.3
Best for...
Clients looking to consolidate debt to pay down your balances on other credit cards faster or to save on interest.
Clients looking to turn everyday spending into rewards.
Clients who are looking to consolidate balances at a low APR.
Frequent travelers who want exclusive access to exciting experiences and time- and money-saving benefits.
Annual Fees
No Annual Fee.(+)
No Annual Fee.(+)
$99 Annual Fee.(+)
$95 Annual Fee - waived for first year.(+)
APR1
0% Introductory APR on Balance Transfers and Purchases for your first 6 months.1 After that, a variable APR that is currently 14.24% to 22.24%, APR based on creditworthiness.(+)
Variable APR that is currently 18.24% to 23.99%, based on credit worthiness.(+)
Variable APR of Prime + 2.99%, currently 11.49%.(+)
Variable APR that is currently 18.24% to 23.99%, based on credit worthiness.(+)
Enjoy a one-time bonus of $50 cash back once you spend $1,000 within the first 90 days of account opening3
Earn 1% cash back for every dollar you spend
Redeem cash back rewards for a statement credit or a deposit to your Fremont Checking Account
No limit to the amount of cash back you can earn
Mastercard/ Platinum Rewards benefits
Mastercard/ Platinum Rewards benefits
Earn 3% cash back for every dollar spent on travel (airfare, hotel, car rental) and dining, 2% cash back on gas and 1% cash back per dollar for all other purchases.6
Let Fremont Bank be your starting point for a solid financial future. Our savings, checking and loan products are designed to help you reach your goals.
Savings Accounts
Competitive rates and a variety of account options make saving easy.
Checking Accounts
Manage your money with full-service accounts that offer ATM surcharge rebates.7
Mortgages
Take advantage of great rates for purchasing and refinancing.
Exclusively for Fremont Bank customers. Subject to credit approval. Ask for details.
1 A Balance transfer fee, either 3% or $10, of the amount of each transfer, whichever is greater, will be charged for each balance transfer completed as a part of this promotion. Payments are allocated to posted balances. If your account has balances with different APRs, we will allocate the amount of your payment equal to the Total Minimum Payment Due to the lowest APR balances first. Payment amounts in excess of your Total Minimum Payment Due will be applied to balances with higher APRs before balances with lower APRs.
3 Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.
4 Cash Back Rewards can be redeemed for a credit on your monthly statement.
5 A Balance transfer fee, either 1% or $10, of the amount of each transfer, whichever is greater, will be charged for each balance transfer completed as a part of this promotion. Payments are allocated to posted balances. If your account has balances with different APRs, we will allocate the amount of your payment equal to the Total Minimum Payment Due to the lowest APR balances first. Payment amounts in excess of your Total Minimum Payment Due will be applied to balances with higher APRs before balances with lower APRs.
6 Similar merchant category codes are grouped into Purchase Categories that are used to calculate the stated rewards. Every effort is made to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, it cannot be guaranteed that a purchase will qualify for more than the standard 1% cash back per dollar spent as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.
7 See the Fremont Bank Guide to Benefits for more information and a complete explanation of card benefits.
Mastercard® and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated, used pursuant to a license.
