Business Lines of Credit

Manage fluctuations in working capital and more.

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Small Business Lines of Credit

Keep Cash Flow Steady

Access the working capital you need to run your business effectively with a line of credit. Tap into your credit line as needed to manage seasonal fluctuations in revenue, replenish inventory, and more. It’s a great way to stabilize your cash flow and give you peace of mind.

Business Community Lending (BCL)

Cover short- and mid-term cash flow and working capital demands with a BCL line of credit. Be prepared for large purchases, equipment upgrades, and other expenses.

Fremont Bank Line of Credit

The Fremont Bank line of credit features a line size customized to your needs. Pricing is based on a full relationship with Fremont Bank and strength of credit.

Asset-Based Line of Credit

Entering new markets? Expanding a product line? An asset-based line of credit supported by your accounts receivable and/or inventory may be a good option.

Line of Credit Loans

Compare Our Business Lines of Credit

Our lines of credit give small and mid-size businesses a flexible way to meet their short-term financing requirements. They feature competitive variable interest rates, tailored support, and other valuable benefits.

Account	Business Community Lending	Fremont Bank Line of Credit	Asset-Based Line of Credit
Account	Select an account
What does it do?	Supports short- and mid-term financing needs.	Supports short- and mid-term financing needs. Custom line size and pricing based on a full relationship with Fremont Bank and strength of credit.	Support short- and mid-term financing needs backed by your accounts receivable and/or inventory.
Ideal for:	Businesses that require a working capital line of credit under $500,000.	Businesses that require a working capital line of credit above $500,000.	Businesses with high levels of quality accounts receivable that require a working capital line of credit to manage cash flow.
Loan amount	$25,000 - $500,000	$500,000 and up	$500,000 and up
Interest rate	Variable interest rate tied to the Prime Rate	Variable interest rate tied to the Prime Rate	Variable interest rate tied to the Prime Rate
Additional information	Interest is charged only on the amount you draw Credit line is revolving – you can use and repay funds again and again Streamlined application and approval process Up to 5-year terms for qualified Lines of Credit up to $250,000	Interest is charged only on the amount you use Credit line is revolving – you can use and repay funds again and again	Revolving credit limit will fluctuate based on accounts receivable and/or inventory balances Interest is charged only on the amount you use

Links to product details pages

3 Ways to Get Started

Ready to have a reserve of capital when you need it? Apply for a business line of credit from Fremont Bank.

Request a Call

Speak with a Commercial Relationship Specialist who can guide you.

Locate a Loan Specialist

Find a Commercial Relationship Officer in your area.

Find A Loan Specialist

Talk to an Expert

A representative can answer your questions and take your application.

(800) 359-2265

Looking for Something Else?

See All Business Loan Options

Certain restrictions apply and are subject to change without notice. Credit applications subject to Fremont Bank's underwriting requirements. Certain fees and restrictions may apply. Lines of Credit rates are variable and subject to change daily based on changes to the Wall Street Journal Prime Rate (index). Requires automatic payments deducted from a Fremont Bank Business Checking account.