Phone number (800) 359-2265

What you do here
helps out there.

With Fremont Bank you’ll get everything you want from your bank. You’ll also make a lot possible in your community.

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Today's Mortgage Rates

Rates valid as of 05/23/2022 03:00 PM 1View assumptions
30 Year Fixed Rate
5.125
% Rate
5.250
% APR1
15 Year Fixed Rate
4.500
% Rate
4.691
% APR1
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Competitive Rates

Mortgages Without the Mystery

It’s no secret. Fremont Bank is your leading choice for mortgages in California. Our loans feature competitive interest rates that match the APRs, and our No Closing Cost program makes the process as fast, easy, and transparent as possible.

Mystery Revealed
Full Service Banking

Bank Where You Borrow

For clients with a Fremont Bank mortgage or HELOC, a Cornerstone checking account offers premium benefits, member-only promotions and eligibility for future product upgrades. Earn up to $270 Rewards during the first year.

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Why Choose Us

Meet Fremont Bank

Welcome! Fremont Bank is still owned by the same family that founded it in 1964 and we truly have a family feel. Our mission is to support your financial goals with competitive products and personal service while empowering the communities we serve.

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Products and Services

Full Service Banking

Consider us your perfect financial partner. Maximize opportunities at every
milestone with our comprehensive suite of products and services.

Personal Banking

Our checking and savings accounts and credit cards are designed to maximize options and minimize fees.

Discover Your Choices
Mortgages

Whether you want to purchase a home or refinance, great rates and terms are within your reach.

Learn About Mortgages
Business Banking

The goal for every business is longevity and growth. Our customized products and services can help.

Learn How
Wealth Management

Preserve, build, and chart your legacy. Our investment, planning and trust solutions are designed to meet your objectives.

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Client Stories

Partnership in Action

Relationships are the heartbeat of Fremont Bank. These stories highlight just a few of our incredible clients and our relationship-based approach that has contributed to their success.

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Washington Hospital
See how a state-of-the-art facility transformed a community.
Commercial Real Estate Investor
We're in the business of helping businesses flourish.
Red and White Fleet
When our client wanted to create a revolutionary project, we made it happen.
Banking and Wealth Management

Insights & Learning

Avoid Payment Scams: 3 Tips to Keep Your Accounts and Info Safe

Scammers can gain access to private information, pretend to be someone you know, or request money or payment. Follow these tips to keep your hard-earned money as safe as possible.

Elder Abuse: How can you protect your loved ones?

As non-digital natives, many seniors are less familiar with technology and can be more trusting than those who grew up in the digital age. Enter: elder abuse.

529 plans are for more than just college

Did you know that 529 plans can be used for home learning, private school tuition and more? Find out how this tax-advantage savings plan can fund present and future education expenses.

A Cash Out Refi Could Be Right for You

A cash-out refinance enables you to use the equity in your home. Read on to determine if this popular loan type could be the right choice for you.
Read More On Our Blog

COVID-19 Support

For Homeowners

If you are a mortgage or HELOC client of Fremont Bank and are having difficulty making payments, please contact us to learn about your options.

For Commercial Clients

The Paycheck Protection Program (PPP) has been exhausted, and the SBA is no longer accepting applications as of May 31, 2021.

We're in this together

Banking, loans, mortgage and home equity products are provided by Fremont Bank, Member FDIC. All credit and collateral are subject to approval. Your eligibility for a particular product and service is subject to a final determination by Fremont Bank. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Not all accounts, products, and services as well as pricing described here are available in all states or to all customers.