• Minimum opening balance of $100
• Earn higher interest rates with higher balance tiers
• Average daily balance $2,500 required to avoid $10 monthly service charge
• Excess transaction fee $5 for each transaction

Personal Money Market Savings Rates

Balance	Rate	APY*
Up to $9,999	0.25%	0.25%
$10,000 up to $24,999	0.50%	0.50%
$25,000 up to $49,999	0.75%	0.75%
$50,000 up to $99,999	0.75%	0.75%
$100,000 up to $249,999	0.75%	0.75%
$250,000 up to $499,999	0.75%	0.75%
Over $500,000	1.24%	1.25%

Annual Percentage Yield (APY) is accurate as of 6/20/2008 9:25:33 AM. Rates subject to change at any time without notice. Variable rate account. Fees could reduce earnings on the account.

* The interest rate and Annual Percentage Yield will be determined each day for the entire balance based on the tier associated with the ending balance. For Personal accounts only.

Federal regulations impose limitations on certain types of transfers from this account. You are limited to a total of six withdrawals and/or transfers per month or statement period by means of preauthorized, automatic or telephone transfers, and no more than three of the six withdrawals and/or transfers may be made by check. Transfers to other Fremont Bank accounts are counted as part of the six transaction limit. Please ask for Fremont Bank's Deposit Account Agreement for balance requirements and transaction limitations.