Below are the current Annual Percentage Yields (APYs) and Interest Rates for Fremont Bank's Certificate of Deposit products. Rates offered are subject to change.

Personal Deposit Interest Rates

Term		Interest Rate: $2,500 up to $9,999*	APY		Interest Rate: $10,000 up to $49,999*	APY		Interest Rate: $50,000 up to $99,999*	APY		Interest Rate: $100,000 and Over*	APY
1 Month		1.39%	1.40%		1.39%	1.40%		1.39%	1.40%		1.98%	2.00%
3 Month		1.49%	1.50%		1.64%	1.65%		1.64%	1.65%		1.98%	2.00%
6 Month		1.64%	1.65%		1.74%	1.75%		1.74%	1.75%		1.98%	2.00%
9 Month		1.64%	1.65%		1.74%	1.75%		1.74%	1.75%		1.98%	2.00%
1 Year		1.74%	1.75%		1.83%	1.85%		1.83%	1.85%		1.98%	2.00%
18 Month		1.74%	1.75%		1.83%	1.85%		1.83%	1.85%		1.98%	2.00%
2 Year		1.98%	2.00%		1.98%	2.00%		1.98%	2.00%		2.13%	2.15%
3 Year		1.98%	2.00%		2.13%	2.15%		2.13%	2.15%		2.32%	2.35%
4 Year		2.32%	2.35%		2.47%	2.50%		2.47%	2.50%		2.72%	2.75%
5 Year		2.47%	2.50%		2.72%	2.75%		2.72%	2.75%		2.96%	3.00%

We also offer special Internet-Only CDs with an increased rate that you can only get online.
More Information

* Minimum balances required to open and earn the disclosed Annual Percentage Yield. The Annual Percentage Yield (APY) is accurate as of 5/5/2008 8:53:40 AM. Rates offered subject to change at any time without notice. For Personal accounts only. Substantial penalty for early withdrawal. An early withdrawal will reduce earnings. Fees may reduce earnings. Please ask for Fremont Bank's Deposit Account Agreement for balance requirements and early termination penalties.