The Platinum Streamline Loan ensures that Fremont Bank mortgage holders have the lowest interest rate available on their home loan. If our interest rates drop lower than your current Fremont Bank mortgage rate after ninety (90) days, you can streamline your loan and lock in the lower rate!*

You can lock-in the interest rate for 20 days from the time of your application for no charge. You'll pay No Closing Costs** or Application Fee! And, to make the process fast and easy, we don't even require an appraisal or credit qualification.

This program is not available if there are liens or encumbrances other than by Fremont Bank. Owner occupied single-family homes only. Maximum loan-to-value ratio is 80%. Minimum loan amount $50,000. Maximum loan amount $417,000. No cash out. Subject to credit qualifications and Fremont Bank's underwriting requirements. Adequate property insurance (which may include flood insurance) is required.

* This will be a 20-day "lock" at no additional charge. If rates subsequently increase, you will not pay the higher rate; however, if rates decrease, you will not benefit from a lower rate. Any application fee paid is subject to forfeiture should you fail to close your loan transaction for any reason.

** Fremont Bank's Application Fee Agreement lists the fees the borrower will not pay. Borrower is responsible for paying all fees and charges imposed by brokers or an existing third party lender (for example, payoff demand statement fee and/or a reconveyance fee) as well as any prepayment penalty imposed by any third party lender or Fremont Bank. Loans with lower nominal interest rates may be available to borrower willing to pay points and fees. This Platinum Streamline loan, including the reduced application fee, is only applicable for refinancing your current Fremont Bank first mortgage loan balance and does not apply to loans involving cash out or combining first and second mortgages. Other loan programs are also available.