An Interest-Only Mortgage gives you the option to pay only the interest on the money you borrow for the first few years of your mortgage. This is commonly known as the "interest-only" period (for example, the first 5 years of your loan). If you are considering an adjustable rate mortgage, ask about what your payments can be if interest rates increase. We also encourage you to ask what the payments on your interest-only loan will be after the end of the interest-only period.

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• Low interest-only payments (More Info)
• Lower payments can increase your buying power in higher-cost markets
• No Closing Cost options