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Mortgages
Are you looking to purchase a home or to refinance an existing home loan? If your answer is "Yes", then you’ll
be happy to know that Fremont Bank offers a wide selection of options to fit your specific needs. When you combine
our great low interest rates with our No Closing Cost option, you have a winning combination.
Fixed Rate Mortgages
Fixed rate mortgages offer the stability of an interest rate that remains the same for the life of the loan.
It's a good choice if you have concerns about rising interest rates. Fremont Bank offers low, competitive interest rates and you can even choose from our points program
for more flexibility.
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Adjustable Rate Mortgages
Adjustable Rate Mortgages are a great choice if you would like a low initial interest rate and lower monthly
payments. The rate is variable and may increase or decrease after the initial period based on changes in the index.
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Interest-Only Mortgages
Interest-Only Mortgages are a good option if you want to keep your monthly payments low for the first few years
of your mortgage. It's typically between 3 and 10 years. After that, your monthly payment will increase - even
if interest rates stay the same - because you must pay back the principal as well as interest. Be sure to ask
our Loan Agents about the details of the different types of loans available and about different loan options.
We have a loan to suit your needs!
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Reverse Mortgages
Are you retired and looking to enhance the quality of your life? A reverse mortgage may be the answer. A reverse
mortgage is a unique loan that enables older homeowners (62+) to convert part of the available equity in their homes into supplemental income without having to sell the home, give up title, or take on a new monthly mortgage payment.
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Community Lending
Community Lending is a specialized department within Fremont Bank with dedicated loan agents reaching out to borrowers by providing innovative and traditional products that are geared towards first-time or low and moderate income homebuyers. We're committed to offer mortgage loan products designed to overcome the obstacles of large down payments or limited credit history. The Community Reinvestment Act, sometimes better known by the acronym CRA, enacted by Congress in 1977, encourages banks to help meet the credit needs of their entire community.
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