10-year fixed rate mortgage at
3.250% APR1

Sample Loan:
Loan Amount $400,000
3.250% APR1
120 Mo Pmts at $3,908.76*
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15-year fixed rate mortgage at
3.375% APR1

Sample Loan:
Loan Amount $400,000
3.375% APR1
180 Mo Pmts at $2,835.04*
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30-year fixed rate mortgage at
3.990% APR1

Sample Loan:
Loan Amount $400,000
3.990% APR1
360 Mo Pmts at $1,907.36*
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*Payment amounts do not include amounts for taxes and insurance premiums. Actual payment obligation will be higher. |
Or call us at
1-866-997-7359
Refinance your mortgage to a low fixed rate and save thousands.3
Our 10-year, 15-year and 30-year no closing cost2 fixed rate mortgage products are easy to understand and even easier to pay. Your monthly payments will never increase.
Mortgage rates are lower than they've ever been! There's no better
time to refinance3 your home mortgage than right now;
and there's no better bank to refinance with than Fremont Bank.
Pick up the phone before these low rates disappear. Call our mortgage
department at
1-866-997-7359
to talk with a loan agent about how you can refinance your mortgage
to a low fixed rate.
Our customers love our service and we know you will too.
Don't miss out
on this golden opportunity; refinance today - Call us at
1-866-997-7359
!

1 This refinance loan is based on owner
occupied single-family homes only. Maximum loan-to-value (LTV) ratio is
80% for 15 year term and 60% for 10 year and 30 year terms. Mortgage insurance may be required on the loan if LTV higher than 80%
for 15 year term and 60% for 10 year and 30 year terms and could increase the monthly payment and the APR. Loan amounts $125,000
- $417,000. Subject to credit qualifications and underwriting requirements.
Adequate property insurance (which may include flood insurance) is required.
Borrower responsible for insurance requirements and applicable state, county,
city taxes which can be substantial. Rates and Terms effective 2/5/2012 and subject to change. Other restrictions may apply. Actual rate will be
determined after receipt of completed application and prior to execution
of loan documents. Rate lock may not be available until final loan approval;
fee may apply.
2 No Closing Cost loans are subject to terms and conditions of Fremont Bank’s Application Fee Agreement, which lists the specific costs and fees the borrower will not pay. An application fee may be required after a loan application is submitted, which will be refunded (credited) at closing. Borrower is responsible for paying all fees and charges imposed by brokers or an existing third party lender (for example, payoff demand statement fee and/or a reconveyance fee) as well as any prepayment penalty imposed by any third party lender or Fremont Bank. Loans with lower nominal interest rates may be available to borrower willing to pay points
and fees.
3 Refinancing to lower your monthly payment may extend the number of monthly payments and/or the total amount paid when compared to your current situation. Other loan programs are also available. Refers to programs A120, A25 and A5.
LCON-0004-0911
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