Adjustable Rate Mortgages (ARM) are a good option if you plan to be in your home for only a few years. In exchange for a low interest rate in the beginning, you will have a monthly payment that can fluctuate, unlike a fixed rate loan where the monthly payment is locked in. The reason is because these ARMs are tied to indexes that can go up or down, although there is a maximum cap on how high your interest rate can adjust.

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• Low initial rate
• No Closing Cost options
• Interest only payment options (More Info)