Find a Location

Fremont Bank is proud to offer Federal Housing Administration (FHA) loans.  FHA, which is part of the Housing and Urban Development, insures the loan so we can offer our clients more mortgage options.  Because FHA loans are guaranteed by the government, there are many benefits that you won’t find in other loan products¹.

• Lower interest rates
• Lower down payment requirements²
• Easier qualification process³
• Lower closing costs⁴

Buying your first home? FHA might be just what you need. Your down payment can be as low as 3.5% of the purchase price and most of your closing costs and fees can be included in the loan. An FHA insured mortgage may even be used to refinance a new or existing home, a condominium or a manufactured housing unit.

Find out if an FHA mortgage is right for you! Call 1-866-617-7292 to speak with a loan agent.

Lending limits by county:

If you are a real estate agent or industry partner with questions regarding FHA loan products, processing issues, or guidelines, give us a call at 866-617-7292. We are here to help.

1. FHA insures loans for lenders against defaults - it does not provide direct lending nor does it set interest rates on the mortgages it insures.
2. FHA insured loans have a 3.5% down payment in which funds can come from a family member, employer, or charitable organization as a gift.
3. Borrower must meet standard FHA credit qualification. Available on 1-4 unit properties.
4. Typical closing costs for FHA home loans are around 2% or 3% of the total mortgage. FHA mortgage terms may allow closing costs and fees to be included in the loan.