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  Home > Personal-banking > Checking > Compare Just Right Checking(SM) Accounts  
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Compare Just Right CheckingSM Accounts

Need a checking account for you or your family? Choose from one of our specialized checking accounts perfect for holding ready cash and paying bills.

Just Right CheckingSM Accounts to Fit Your Needs

Fremont Bank offers a range of services to help you get the items you need every day. Every Just Right CheckingSM Account includes the following services at no additional charge:

Online Banking with Account Alerts
Online Bill Pay
Mobile Banking7
Unlimited TouchTone Banking Calls
Online Check Images
Unlimited Branch Visits
Imaged Checks
e-Statements6
Combined Statements
Visa® Debit Card

Click here to download the brochure.

Checking Account Loyalty Checking Freedom Checking B-Charitable Checking Value Checking Student Checking
Minimum Opening Deposit $100 $100 $100 $100 $100
Monthly Service Charge $29 $18 $9 $9 $0 for 5 years3
Paper Statement Fee5 Waived $2 $2 $2 $2
Requirements to Waive Monthly Service Charge $15,000 minimum daily balance or $30,000 with Combined Balance Option1 Recurring $500 direct deposit to account4 or $2,500 minimum daily balance or $5,000 with Combined Balance Option1 or automatic loan payment to a Fremont Bank first mortgage Recurring $1,500 direct deposit to account4 or $5,000 minimum daily balance or $10,000 with Combined Balance Option1 Not Available Must be enrolled as a full-time student in an accredited institution to qualify3
One Free Introductory Small Check Pack Unlimited Free Corporate Design Checks X X X X
ATM Surcharge Rebates2 X X X X  
Free Signature Guarantees X        
Free Cashier's Checks X        


1. The Combined Balance Option requires that all flexed accounts have identical account ownership. You can avoid the monthly service charge on only one checking account by choosing the Combined Balance Option. Stop by any branch to have your accounts linked for the Combined Balance Option.

2. ATM surcharges will be automatically rebated for charges assessed at any Bank-owned and operated ATM in the United States.

3. No account monthly service charge on Student Checking for 5 years while enrolled full-time in an accredited institution. Subject to approval. Certain restrictions apply. Students must provide proof of enrollment at an accredited institution at time of account opening. After the first 5 years, the account will be converted to a standard Freedom Checking account and subject to the then current checking service charges. For students under 18, a parent/guardian must be listed as a joint owner on the account.

4. A Direct Deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited to your account. Transfers from one account to another, or deposits made at a branch or ATM, do not qualify as a Direct Deposit.

5. A $2.00 paper statement fee applies; waived for e-statements. Electronic statements (e-statements) are free but require online banking. To receive electronic delivery services, you must have a working connection to the internet with email capability.

6. Online banking is required to receive your account statement electronically. To receive electronic delivery services, you must have a working connection to the internet with email capability.

7. Messaging and data charges from your mobile carrier service apply. Review your contract with your individual mobile carrier service before enrolling in Mobile Banking. Mobile internet browser is required in order to use some optional features of Services.

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