Just Right CheckingSM
Simple. Flexible. Convenient.
Fremont Bank provides a variety of Just Right CheckingSM solutions to fit your needs. Our solutions are:
- Simple. Fremont Bank makes it simple to access your money and simple to find the checking account that's just right for you.
- Flexible. Fremont Bank knows that good banking is banking that provides the flexible features and benefits that best suit you and your lifestyle. Our Personal Checking plans provide a variety of online, in person, ATM and mobile banking features, as well as 5 ways to get a checking account without account monthly service charges.
- Convenient. Are you banking where and when it's convenient for you? At Fremont Bank, geobanking means that you can take advantage of Fremont Bank's online and mobile banking and extended ATM network to access your money - whenever you need. It's world class access to your Fremont Bank relationship.
Many accounts include Purchase Points Rewards with Rewards Visa® Debit Card. Purchase Points is a rewards program for Fremont Bank Loyalty, Freedom and B-Charitable Checking debit cardholders that allows you to earn points when you shop at hundreds of participating online stores and local retailers.* Click here to find out more.
Compare all Just Right CheckingSM Accounts Fremont Bank has to offer.
Loyalty Checking
Our top of the line checking account with all the extra perks - including free corporate image style checks, debit card rewards and ATM surcharge rebates1.
- Minimum opening deposit of $100
- No monthly service charge with minimum daily balance of $15,000 or $30,000 with Combined Balance Option2, otherwise $29 per month.
- $2 paper statement fee waived
- Online Banking and Bill Pay
- Unlimited Branch Visits
- Mobile Banking3
- Purchase Points Rewards with Rewards Visa® Debit Card
- Unlimited Corporate Design Checks
- ATM Surcharge Rebates1
- Tiered Interest Rates5
- Unlimited Cashier's Checks
- Signature Guarantee Service
- ATM withdrawals up to $1,000 a day
Freedom Checking
A full-featured and affordable checking account. It comes with debit card rewards plus four ways to waive the monthly service charge.
- Minimum opening deposit of $100
- No monthly service charge with recurring $500 direct deposit to your checking account or $2,500 minimum daily balance or $5,000 with Combined Balance Option2, or Automatic Loan Payments to a Fremont Bank First Mortgage, otherwise $18 per month.
- $2 paper statement fee; waived for e-statements4
- Online Banking and Bill Pay
- Unlimited Branch Visits
- Mobile Banking3
- One Introductory Small Check Pack (50 checks)
- ATM Surcharge Rebates1
- Purchase Points Rewards with Rewards Visa® Debit Card
- ATM withdrawals up to $500 a day
B-CharitableSM Checking
Find out what “All the Buzz” is about with B-Charitable. This is an innovative checking account that gives back. With a B-Charitable Checking Account, Fremont Bank will donate a percentage of your Year-To-Date Average Available Annual Balance and a fixed amount per qualified posted Visa® Check Card transaction6 to the Partnered Nonprofit Organization of your choice.7
- Minimum opening deposit of $100
- No monthly service charge with $1500 minimum recurring direct deposit or with minimum daily balance of $5,000 or $10,000 Combined Balance Option2 - otherwise $9 per month
- $2 paper statement fee; waived for e-statements4
- Online Banking and Bill Pay
- Unlimited Branch Visits
- Mobile Banking3
- One Introductory Small Check Pack (50 checks)
- B-Charitable Visa® Debit Card with Purchase Point Rewards
- ATM Surcharge Rebates1
- ATM withdrawals up to $500 a day
- Annual Financial Planning Session
To open your account, please drop by one of Fremont Bank's convenient branch locations to find out how you can support your participating local favorite charity and enjoy all the other perks that come along with a B-Charitable Checking Account.
Value Checking
The most basic checking account - a simple solution for your checking needs with a small, monthly fee.
- Minimum opening deposit of $100
- $9 per month
- $2 paper statement fee; waived for e-statements4
- Online Banking and Bill Pay
- Unlimited Branch Visits
- Mobile Banking3
- Visa® Debit Card
- One Introductory Small Check Pack (50 checks)
- ATM Surcharge Rebates1
- ATM withdrawals up to $500 a day
Student Checking
Student Checking is perfect for high school and college students. Enjoy a full-featured checking account with no account monthly service fee for up to 5 years if you are enrolled as a full-time student at an accredited institution.
- Minimum opening deposit of $100
- $2 paper statement fee; waived for e-statements4
- Online Banking and Bill Pay
- Unlimited Branch Visits
- Mobile Banking3
- Visa® Debit Card
- One Introductory Small Check Pack (50 checks)
- ATM withdrawals up to $200 a day
Just Right CheckingSM programs (including, without limit, fees, rates and features) are subject to change without notice.
1. ATM surcharges will be automatically rebated for any other Bank-owned and operated ATM in the United States.
2. The Combined Balance Option allows you to combine certain balances to avoid paying monthly service charges on your eligible checking account. The Combined Balance Option requires identical account ownership. You can avoid the monthly service charge on only one checking account by choosing the Combined Balance Option. The Option is activated on any day the checking account balance falls below the minimum amount required to avoid the monthly service charge. When that happens, the balance of the checking account will be combined with the lowest month-to-date minimum balance(s) in the flexed account(s) to determine if you meet the balance requirement.
3. Mobile Banking: Messaging and data charges from your mobile carrier service apply. Review your contract with your individual mobile carrier service before enrolling in Mobile Banking. Mobile internet browser is required in order to use some optional features of Services.
4. A $2.00 paper statement fee applies; waived for e-statements. Electronic statements (e-statements) are free but require online banking. To receive electronic delivery services, you must have a working connection to the internet with email capability.
5. This is a variable rate account. Rates may change at any time without prior notice. Fees may reduce earnings.
6. Fremont Bank (the "Bank") will make the annual donation to the nonprofit organization chosen by the B-Charitable account holder. The nonprofit organization must be selected from the list of approved nonprofit organizations provided by the Bank. The Bank retains the right, in its sole discretion, to determine which nonprofit organizations will be included on such list. The donation amount will be determined in the Bank's sole discretion, provided however that the applicable percentage to be applied to an account holder's B-Charitable Checking Account and the rate for the qualified Fremont Bank B-Charitable Visa® Check Card ("VCC") transactions will be fixed at the time such account holder's account is opened and will also be subject to change, in the Bank's sole discretion, as of January 1st each year for each such account then in existence. The Bank's donation will be distributed to the nonprofit organization's operating account with the Bank based upon a percentage of the Year-To-Date Average Available Annual Balance and a fixed rate on qualified posted VCC transactions, based upon 12 months period, in the account holder's B-Charitable Checking Account as of December 31st of each year. Both the nonprofit organization's operating account and the account holder's B-Charitable Checking Account must be open on December 31st, provided however, that in the event that the Bank elects, in its sole discretion, to terminate the B-Charitable Program, the amount of the donation to be made to the chosen nonprofit organization shall be calculated based on the pro-rated Year-To-Date Average Available Annual Balance and current qualifying posted VCC transactions in the account holder's qualifying account as of the date that the Bank terminates the B-Charitable Program, which pro-ration shall be based on a 12 months period. The Bank's donation is not tax-deductible to the B-Charitable Checking account holder.
7. A fixed amount per posted VCC transaction, determined by the Bank in its sole discretion, will be donated on all signature-based (Credit) and pin-based (Debit) posted transactions ("swipes") using the Fremont Bank B-Charitable VCC. Transactions at an ATM are not eligible. Swipes are calculated on a fiscal basis with a payout based on the calendar date of December 31st of each year. The B-Charitable Checking account holder must have completed at least 20 swipes during the fiscal year of January 1st through December 31st to qualify.
DEP-0198-0812
|
