Tax-Deferred and Tax-Free Investments
Annuities and certain retirement plans are tax deferred investments, which means you have more control on when you pay your taxes, usually at a later date when disbursements start.
Certain bond investments, college savings plans offer tax free income, which mean if you meet the distribution criteria, your earnings are tax free!
Come in and talk to one of our Investment Officers today to discover your options!
FB Financial Services & Sorrento Pacific Financial, LLC ("SPF") are not tax or legal advisors. Please consult your tax and/or legal advisor prior to making a tax or legal related investment. Annuities
Annuities are generally designed to long-term retirement or wealth transfer vehicles and can compliment an investors' portfolio.
Fixed or Variable annuities offer different guarantees, benefits and withdrawal options, and are guaranteed by the claims paying abilities of individuals insurance companies.
Through SPF, FB Financial Services provides a large variety of
annuity products and options for clients. Talk to our investment
officers to see if annuity is suitable for your investment needs.
Withdrawals from annuities taken prior to the age of 591/2 are generally subject to a 10% federal income tax penalty. Withdrawals in excess of permitted free amounts are also subject to a declining withdrawal/ surrender charge schedule. Certain annuity products may not be available in every state and policy provisions may vary from state to state. Please refer to the policy or product prospectus for actual governing contractual provisions, fees and risk. A financial profession can provide complete details.
Contact us at: (800) 400-7067
Non-deposit investment products and services are offered
through Sorrento Pacific Financial, LLC ("SPF"), a registered
broker-dealer (Member FINR/SIPC) and SEC Registered Investment Advisor.
Investment Representatives are registered through SPF. Fremont Bank
has contracted with SPF to make non-deposit investment products
and services available to bank clients. Products offered through
SPF are:
| Not FDIC Insured |
 |
Not Bank Guaranteed |
|
May Lose Value |
|
| Not Guaranteed
by any Government Agency |
|
Not a Bank Deposit |
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